10 Ways To Maximize Your Credit Card | Chinkee Tan

Credit Card!? Sino sa inyo ang meron? Naku, isa itong napakagandang tool na naimbento ng tao kung alam mo kung paano gamitin! At hindi lang yun! May mga discounts ka pa . Masama bang mag #creditcard? The answer is no. Nasa paggamit natin ito, and for this video, ipapakita ko sa inyo ang 10 ways kung paano natin immaximize ang credit card.

Let me know kung anong next topic ang gusto niyong mapanood by commenting it down.

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#maximizecreditcards #howtomaximizecreditcards #howcreditcardworks #howcreditcardrewardworks #howtousecreditcardwiselyphilippines #Howdocreditcardworks #tipsformillennialsaboutcreditcardphilippines #ChinkPositive #ChinkeeTan
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[chinkpositive]

Friends comment your suggestions here! Thanks for watching!

[happygolucky]

Napakalaking advantage na may credit card para sakin. Meron akong credit card, cash back credit card sya, may cash back ako sa mga binibili ko. Hindi na ako gumagamit ng cash, credit card nalang. Natuto ako mag plano ng mga bibilihin ko kasi every 1000 nagkakaroon ng cash back so natuto talaga ako maging strategic sa purchases ko. First year ng paggamit ko ng cash back credit card ko nagkaroon ako ng 4000 pesos na cash back, ang laking bagay na rin. Basta tulad sa cash, disiplina lang sa paggamit. Ang technique ko, kung magkano lang ang pera ko na sigurado ako na kaya kong ibayad, ganon lang din kalaki ang ginagastos ko aa Credit card ko.

[rodolfodestura]

Simula nung nagka Credit card ako hrap na hrap ako ma manage ung pgbyyad dhil hndi ko alam ung cut off date at due date. Talagang sumadsad ung utang ko sa bangko ko. Pero nung napanood ko to nagbago Tlga lahat. Mas naging ma ingat ako sa pag gamiy nito at ung sabi dito sa vid na For emergency totoo yan. Parang emergrncy fund mo ang credit card. Kaya dpat responsble ka sa pag gmit nito. Thanks sir Tan for sharing this vid. Sobrang laking tlong nito

[billyilagan]

If you have big purchase, use your credit card instead of debit card then instead na deposit mo to your debit card pay your CC in full. You will earn points and will increase your credit score/ratings.

[josephineencarnacion]

Use credit card to your benefit. Most cc give discounts on some purchases also. I maintain 2 cc with different statement cutoff, every 14th and 28th of the month. I schedule my purchases and make sure to use the cc with the most recent cutoff so I can hold onto my cash longer. But always pay in full!
One time, my cc loaned me ( thru credit to cash) 750k at 0% for 6mos.

[bingespinosa]

Bago lang ako nagka credit card, at the age of 54. Thanks for the tips.

[shalonvlog]

thank you sir ...big help for me specially it's my first time to have a new credit card.

[SakuraHaruno-mrss]

I only use my credit cards for the rewards and cashbacks. I'm not technically borrowing since I pay my bill the after I swipe my card. I don't buy things I can't afford.

[buenaenelynalimasac]

Wow.. firsr timer ko pong magAvail ng credit card.. kinakabahan po ako nuon dahil negative tlaga feedbacks. Namg dahil po sa inyo ay marami po akong natutunan..thank you!!

[SaSha-kdrg]

Pashout out po Mr.Chink Positive.. araw araw po akong nanonood ng videos nyo.. mas nakakaipon na po ako ngayon at nkpag invest nrin po.. OFW po ako ng 3years at dahil sainyo magpo for good na po ako next year 😍😍😍

[christopherdeguzman]

We always pay in full. :) Thanks for the tips!
Would like to hear your thoughts on repossessed cars vs brand new cars.

[tspadventures]

In my opinion, it’s better to close a credit card especially if you won’t need it. I mean, you do not need so much credit card anyways, hindi lahat ng bank madali kausap. Find a bank that suits you and make a good banking relations.
keep one credit card only, in that way you may monitor your expenses easily. Keep it simple. 👍🏼

About credit score, it’s not that big in the Philippines. But if you are living abroad, it matters. Keep your finances well monitored, do the excel. 😉

[martindianzon]

Tama lang use ko, bayad lagi full payment at para lang sa needs sa bahay ang usage ng CC. Pero ngayon ko lng nalaman na may cashback pala at pwede pa waive annual fee. Salamat sa info sir Chinkee Tan ❤️❤️❤️

[annamariecabagsican]

Thanks po sir..my husband and I are on the process of financial stability..and you inspire us much...

[Denbert_]

My 7 na credit card po ako ginawa k pong business nag cash loan po ako sa bank interest rate po ng bank 0.45 thn ipana utang ksa office mate k 5%😁hold k yung payroll debit card nla para sigurado ang payment every month.

[melodyranoco]

im maximizing the use of my credit card up to the maximum limit for business. taking advantage of zero % installment.

[TravelEndleslie]

What I do po ginagamit ko si cc to earn points then I make sure bayad sya in full para wala charges. Lifetime din waived ang annual fee then may perks nga din. Since traveler ako pinaka gusto ko free VIP lounge access for 2 sa airport. Syempre free food din yun 😁

[Aldiethegreat]

Maganda gamitin ang creditcard for groceries, food at book ng travel.

[mmmat]

Sir beginner lang po ako sa credit card, tanong ko lang po.
1. In your opinion po, ok lang po ba mag cash advance using credit card? Malaki po ba interest?
2. Paano po magpawaive ng annual fee?

Thank you po

[supermommg]

Buti na lang napanood ko ito, Mr. Chinkee Tan. Ever since you visited our company for a talk, right there and then laki na po ng impact nyo sa financial management improvement ko po. I have credit card too. Thank you so much for sharing this and for the tips. You've been such a great help. Lagi ko po susubaybayan ang mga financial advice vids nyo po. God bless you and loved ones.