Amex Gold vs Platinum Card (2023) | FULL Comparison & Review

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Between the American Express Gold vs Platinum cards, which one is better in 2022? From fast earning of points, to perks and benefits to enhance your travel, these two Amex cards one of the most powerful in the industry. In this video, we break down both cards to see how they offer so much value, how they compare, and go over more important details!

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Note: I am not a financial advisor. The ideas mentioned in these videos are for entertainment purposes only. Please do your research before making financial decisions.

#Amex #AmexGold #AmexPlatinum
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I think realistically these cars should be used in combination. The Amex Platinum being used for all travel purchases and the Amex Gold being the workhorse card for all other purchases. The spending categories on the platinum do not make it a great point earning card, but the credit and benefits it comes with are super extensive! Great video Kevin.

SpencerJohnsonOfficial
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I got curious and applied and got approved which I was not expecting at all. I’m 19 and have a Discover Student Chrome and Apple Card and have only been using credit cards since July (3 months ago as of the time of writing) I was super not expecting it so I didn’t have a plan so I declined. I like the credits to offset the annual fee but I still don’t know since I won’t use any of the travel perks, given I’m a college student, so that’s a good bit unused. Those points do look good and getting $600 as a signup bonus for expenses I already make is cool. Really debating getting it.

takr
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Personally like the gold better because there are other options for premium travel cards besides AMEX Plat (e.g., venture x, CSR).

zianqian
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Got both and always get more $ in return every year. Platinum I use the $200 incidental because I'm not loyal to any airline, the $240 entertainment credit is great in my case and the $200 Uber credit is easy to use, for a total of $640 back in my case and the Saks $100 credit to get my $ money back. I've gotten Hilton suites upgrades several times with the Gold status and love the free airport lounges, insurances, extended warranties and much more. For the Gold I also find the credits easy to use and at the end they pay me over $40 to use their card and all the benefits. Can't say the same for Chase. Capital One Venture X might be the only card that provides a good 1 card setup and you get paid $5 to use it but I prefer AMEX partners and costumer service. Thanks for the info.

CesarJoel
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Man I didn’t realize the Platinum gave Walmart plus as a benefit. I live in Atlanta so Walmarts are literally everywhere and that’s where I always get my groceries. It sucks that the gold card points benefit doesn’t work at Walmarts. In my case I think the blue cash card and the platinum would be the best for me. The Uber credit (200), Walmart (155), Saks (100), Hotel (200) and airline credit (200). I’ll even sign up for the Disney plus bundle just to make use of it (240). Plus the TSA precheck fee (85). The flight points benefit is better on the platinum than the gold and the only separator in my case would be the restaurants. I don’t think that alone justifies the $250 annual fee though. The platinum alone though would give me almost $1200 in annual benefits not even including the intro offer. Thank you for the breakdown!

isaiah
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I’d say AMEX Gold is better for me currently but both of them combined are great!

MannyCovington
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The combination of the two cards is exceptional. The Gold is my most used card but the Platinum is my favorite card. Fine Hotels otels and Resorts is definitely my fav perk

SledgeIncTeam
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If you travel often then the Amex platinum is great. Otherwise the Gold seems to be more realistic for most people's spending lifestyle.

killahmike
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Question: Where do I see my MR points sign up bonus on my account? I signed up with the Amex gold with 90k MR point sign up bonus but I cant find it if I recieved it anywhere in my documents or on my account to keep track of for the 6months.

xShowtimex
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Sadly star alliance airlines are not available, on the Amex.

devilangel
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Can you pool Gold and platinum points together? Thanks

lenadao
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The two credits on the Gold card aren’t very useful to me and I’m sure others.

curmudgeonextraordinaire