home insurance explained, 101 Need to know

In this video I talk about home insurance and explain the standard coverages and why you need them. This will give you a better understanding of what coverage will benefit you in the event of a covered loss. I also give tips and advice for each of the coverage and the added benefits of some typical additional coverage. near the end of the video I do go over one of the largest reason house insurance can be expensive.

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Want to know more about insurance:

Please comment below with any questions you may have.

Disclosure: Please consult your agent before making any changes you feel you are not knowledgeable with. Due that the laws being different in each state, I am not responsible for any changes or updates that may have occurred after the making of this video.

[tatjanafernandez]

Thank you for the info. We never give home insurance until we are in a bind

[berthamayorga]

Thank you sooo much for sharing. Bless your heart ive now been schooled.

[Martykoi]

Thank you. VERY MUCH. Although you said theres more that you haven’t covered in this video, i would like to know more about it.

[gloriaaponte]

Awesome video, I was crazy trying to understand and comparing a new policy, very helpful, Thank you again!!

[jewelstuck]

Thank you! It helped me a lot. I'm just in the process of buying my first home.

[Honeyjazz]

Thank you so much for this video. You have made this so much easier to understand how HOI works....I constantly rewinded this video multiple times, taking notes .Thank you for using examples to really get a clear understanding and knowledge of the process..I'm in process of shopping for HOI and thanks to you, I'll be armed with information when selecting my .Excellent video!! New Subbie..😁

[kirillm]

What is the reason to rebuild if next house cost less then rebuild?

[manuelugaldeultreras]

Great video. My brother wants to get home and auto insurance and wants to save as much money as possible so I can't do it without knowing what is offered, i do not want to be short, I do not want to over pay and want to know who offers what we need.

[appleforever]

I increased my bodily injury liability coverage (Home Insurance) from $100K to a $1M for only $15 more a year. I need to protect myself!

[DannyPerry]

Great video! What I don't get regarding umbrella insurance is the the best practice that your coverage should match your asset. Let's say someone has assets worth 500K and coverage to match that. If they get sued and the claimant wins judgement for $1 million, the insurance company will cover the 500K and the policyholder and their 500K will be fair game. What am I missing?

[Dr.A.Rosenberg]

I had to check the date on this video because information that is being presented in this video might have been true in the early 1990s but not in 2020 . A swimming pool is considered a liability today especially if you have young children and the much higher rates in your home owners Insurance will reflect that !

[MrBoricuoso]

Hi. I am planning to go escrow free house. I am at Florida n i want to get home insurance with geico. What should i do?

[veelighted]

I’m leaving on a trip and leaving my brother alone in my house. He sometimes has memories issues and I worry about leaving water on etc.
I wonder what does my house insurance cover ? And who?

[bobmac]

hello Mark, i enjoy watching your Videos. i am also an insurance Agent here in Pennsylvania. i was just wandering as you said you sell insurance in almost 40 states so do you have mostly direct Appointment with the insurance carriers or you go through some type of Wholesalers? thank you.

[dal]

Do you cover Texas, and would it be better to get local coverage?

[williamwells]

I just got an auto quote from Amica while you are talking. they are $400 over the next highest quote, and $1, 0000 over the lowest. How does this work????

[srizki]

You said for example, "ring, jewelry", you said $1000 to $1500 per item, can you please check if this is per item to altogether as a total limit. $100 etc.

[SISTERGRACE]

Can I talk to you Mr Mark Iam in Homestead Florida

[becka_]

We just got a house built for 243, 000 and rebuilt ins.of 311, 000 is that enough?

[briandaley]

Having trouble determining how much dwelling coverage is typically recommend for a condo?? An all in master policy or an bare walls in policy. Is there a standard formula you recommend for a condo specifically?