Mastering Homeowners Insurance: What You Need to Know

Looking to master homeowners insurance? This video covers the basics of homeowners insurance policies, what they cover, and what you need to know. Perfect for anyone in real estate or looking to understand their policy better!

Now that the dust has settled, let's take a closer look at your home insurance with your guide to understanding homeowners insurance!
#HowToUnderstandHomeownersInsurance

🆓 FREEBIE 🆓
📘 Download the FREE Home Buying Process 101 Infographic

🔍 Get Connected with a TOP Real Estate Agent Near You 🔍
---- Or, if you're planning on buying or selling your home in the Las Vegas, NV region, let's
Realtor Near Me Finder

👋 Join the Home Tribe Team! 🏡
#HomeTribeTeam

➜➜➜ SUBSCRIBE FOR MORE VIDEOS ➜➜➜

✅ Watch Next ➜➜➜

🚀 My mission is to help you take the guesswork out of real estate! On my channel, you'll find transparent content you can use to make well-informed decisions that are right for you for the reasons important to you!

NOTE: To adjust video speed for your listening/ viewing pleasure, please use the settings icon on the bottom right of your screen. It looks like this ⚙️

📢 Pro Tips 📢
What you'll learn:
1. Homeowners insurance explained!
2. Understanding homeowners insurance!
3. What does homeowners insurance cover!

📒 Show Notes 📒
0:00 - Intro | Homeowners Insurance 101
1:21 - Why do you need home insurance?
2:39 - Understanding homeowners insurance policies! Find out what it covers and what it doesn't!
4:39 - Homeowners insurance basics! Understanding homeowners insurance coverage with 16 distinct categories of a homeowners insurance policy.
6:45 - Ask your insurance provider for other available options they provide to select the right coverages, deductibles, limits, etc.. for you!
7:11 - Differences between "Replacement Value" vs "Actual Cash Value!"
7:55 - Be sure you understand your deductibles and choose the right deductible amounts for you!
8:22 - Choose your deductible amounts carefully!
8:33 - How your homeowner insurance cost is calculated!

⚡️ COURSES: Take the guesswork out of buying a house!

📱 Connect with Andrew Finney on Social Media:

❓ QUESTION - What would you like to watch next?

Thank you for watching! =)

Enjoy an amazing day!
-Your Trusted Real Estate Advisor, Andrew Finney

Contact info:
Andrew Finney
USMC Combat Veteran/ Trusted Real Estate Advisor
License #S.0173260

King Realty Group
6955 N. Durango Dr. Suite 1004
Las Vegas, NV 89149

Designations-
Certified Residential Specialist (CRS)
Accredited Buyer's Representative (ABR)
Sellers Representative Specialist (SRS)

Certifications-
Military Relocation Professional (MRP)

Disclaimers/ Credits:
At the time of production, Andrew Finney, S.0173260, is a real estate salesperson with King Realty Group (KRG) in Las Vegas, NV. Andrew's videos are his own and do not necessarily represent the views and/ or opinions of KRG. The purpose of Andrew's videos is to educate you and help you make sense of the real estate process. I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. If you have questions about home loans, real estate, taxes, financial advice, real estate law, insurance, professional trades, or any other services, you are advised to reach out to the appropriate professional for further counsel about your own unique situation. The content in these videos shall not be construed as tax, legal, insurance, construction, engineering, health & safety, electrical, financial advice, or any other and may be outdated or inaccurate; it is your responsibility to verify all information for yourself. We have taken reasonable steps to check that the information in this video is accurate but we cannot represent that is free from error. Linked items may create a financial benefit for Andrew Finney Team. Any use of other media is by fair-use or license only.

Awesome Music Courtesy of:
Song: Syn Cole - Feel Good [NCS Release]
Music provided by NoCopyRightSounds.

[Darruus]

I’m a p&c underwriter so I’m very familiar with homeowners insurance. I watched this video just to see what the advice was. This is good info. That being said, your advice to have a deeper conversation with your agent is key.

[teemmm]

Thank you so much for this information 🙏 ☺️ 😊 ❤️

[griff]

Thank you for this. Buying a new home and this was great information on home insurance.

[blanco]

Dude knows what he is taking about 🔥🔥✍️✍️✍️

[Eyerusalem_]

Andrew your videos are very informative. I have been watching for a while today I subscribed to your channel. Thank you for your help!

[amanacatandhisdog]

So the replacement is like if you got a replacement car if your car was totaled instead of a possibly low cash value payout based on estimated value??? Right 👍

[Annabee]

Andrew, thanks a million for your wealth of information. Your advice will save me thousands of dollars. Binge-watching your videos are not only informative but therapeutic.

[UnbreakableMahal]

Thank you for sharing this was helpful have a bless day

[congyiq]

Thank you! Have you heard about Hippo insurance? seems nice

[scottschmittmusic]

I bought a house as is.. and I have home owners
I have a water line that used black pipe and it's rotting and ready to go.. will insurance cover that? It would be more beneficial to the company and me if we caught it now before a flooded basement..thanks

[Sam-tgii]

Pal, please drop that "Trusted" from "Trusted real estate advisor". We know what you mean but can you ever imagine a buyer say "So today I went and saw some properties with my untrusted real estate advisor?" It's just superfluous to keep saying trusted. Other than that, thanks for great content.