Homeowners Insurance Explained - How to Shop for the Best Policy | #LoanwithJen #homeinsurance

Homeowners Insurance Explained - How to Shop for the Best Policy | #LoanwithJen #transfertitle

Have you ever wondered how to get through the maze of shopping for a home insurance policy? Whether you're a new homeowner or reshopping your current policy, this podcast episode will dive deep into the things to keep in mind!

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Jennifer Hughes Hernandez, Legacy Mutual Mortgage - Equal Housing Opportunity Lender NMLS #514497

📌More Helpful Content:

[Fausto.Realtor.Houston]

Great info. Thanks. Fausto Andrade - Realtor®

[GoodInsurance-USA]

Thanks for such a good and informative video about insurance!

[valcimokolanipa]

This should be standard issue viewing for anyone buying a new home, and for anyone looking to give advice in video format. You're clear, concise, and don't fluff up anything unnecessary, while still keeping a friendly and informal tone and pace. Thank you for sharing your knowledge with the world.

[neters]

The guest was so informative. Thank you very much!

[michelelara]

Geat info, first time buyer here. we purchased 2019, and we stayed loyal with the same insurer co. until the renewal was out of control!! we shopped around and switched to another Co, and it was $950 less than current policy. Its so worth it to shop around.

[silverartistry]

Thank you for the great interview and information on insurance. Also digging your intro theme, Jen!

[michaelloggie]

Great advice. I personally found out about the "roof" age and insurers. Travelers gave me a great price combining both home and auto, until they looked at the age of the roof. It's 18 years old, but 30 year architectural shingles. They will not insure a home now if the roof is older than 15 years period. This is for new customers. I was shocked. 😑

[deborahcardenas]

This was a wonderful explanation of Homeowner's insurance. Please let me know the name and agency of the broker. Thank you for sharing this.

[xacthuibainhlaonhiemlambai]

Do have home insurance that cover the house only, no coverage content ? Same question for . TY

[robertwhite]

It pays to shop around & compare . One thing I want to point out is you don’t want to be under insured or over insured. Way back in 1974 when the super out break of. Tornados on April (3) of that yr some where under insured especially those in Xenia Ohio I don’t live far from there . Xenia was really destroyed by F 5 . Also be careful about filling too many clams. Having a home security system is a plus . & be sure to ask about discounts if you insure vehicle, s with the same company they should give you a discount.

[rambleon]

Any suggestions for homeowners insurance in California?

[cryptofreedom]

I just saw im paying 5000 a year for my house .. I payed 1500 2 years ago its crazy I need help

[luisabigler]

I live in PA the insurance is so high anyone should you suggest

[bonniej]

I found out that my servicer is on my homeowners insurance and you're making me pay for it all

[rainacherienne]

Ok so this sounds like an ad for the blonde lady - just come to them. I still don’t know how to get a home insurance.

[bonniej]

And if I get a claim they got to sign off on it

[ArthurDentZaphodBeeb]

No, we're not losing interest. Quit cutting her off. She is a great guest.

I'm in the market after getting a 45% increase in homeowners (and expect a 30% in auto). Called another broker and she thought I was lucky to get a renewal and that she couldn't beat a 45% increase.

I think I should start an insurance company - the premium increases are insane.

[bonniej]

I had a toilet overflow and went down it went all the way down the hallway into the bedrooms at the end of the hallway and I cleaned it up the best I could and I tried to plunge the toilet but I couldn't get it to plunge so somebody on a website came and helped me plunge it so they said I can't they can't pass the claim because I had somebody come and help me plug the toilet on my no that's not right because it wasn't a license plumber or anything it wasn't a professional you know what do you think? Also my washer went downstairs it started smoking and it overflowed into my bedroom all over my new lamin air wood flooring and I have a lot of bunch of stuff in that room that got water and mold on it now and you know I just got a new washer it broke like a month ago but I didn't have the money to get a washer right away actually I really wasn't planning on it so. I have a medical disease is why I have to make sure my washer is running cuz I got to keep everything sanitized they're going to keep washing my sheets and blankets and towels

[indimusiq]

I don't think she got the chance to provide the 5 points she was asked about 😮