How To Stop Spending Too Much Money on Stuff

You see stuff. You buy stuff. You spend too much money - on “stuff.

Many of us have found ourselves stuck in a rut of seeing and buying. AND we are paying too much for the items or services that we are buying.

But, WHY does it happen? In this video, we identify the triggers of overspending and give you practical ways to keep it from happening again.

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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel.

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[schrodingerssquirrel]

Counting and handling money fires up the same areas of the brain as spending. I don't remember the study, It was years ago. When I get spendy, I handle my money. Then I put it away.

[thiabrabson]

I've finally stopped impulse & depression shopping🎉❤

[Melissa-Spencer]

My mom always said if it’s there when you come back a week later, it’s meant to be it’s not it’s not meant to be

[TermiteVideo]

One of my displacement activities is to cook up what is nearing the end in the fridge - make something good and freeze it. It’s like free food!

[anniec]

in 1857, a New Yorker named Joseph Gayetty introduced and first patented toilet paper. He called it “Medicated Paper for the Water-Closet” and Gayetty's name was printed on every sheet. His medicated paper contained aloe and was sold in packages of 500 sheets for 50 cents.

[jerim]

Growing up, going to the mall was a social activity. Malls aren't what they used to be, but I still enjoy "going shopping." I keep an ongoing list on my phone of things we want/need, and when I come across a good deal, I go for it and don't feel guilty. I go out to eat or get take out once or twice a week, but it is always intentional. I make sure to always have frozen or canned meals for when I am lazy or tired so I can enjoy when I do spend the extra for someone to cook for me. I don't deprive myself but I spread out my treats and indulgeces. If you treat yourself all the time, it's no longer a treat. These things make me happy.

[sherylsisler]

Delayed gratification will always ALWAYS save you money!
When VCRs first came out they were very expensive so, we saved for almost two years to buy one with cash and by then they were more than half the price of what they were when they first came out.
We then enjoyed it for many years.

[Dee-imzd]

I’m addicted to thrift shopping! 😮 I just bought something for $30….worth over $100 new! A Mexican hand painted bath sink! Perfect condition!

[bhallmark]

I believe another reason some people overspend is due to the insidious algorithms on social media that intoxicate our brains to swipe more and more, while the bots continually tailor the ads to stuff we really like. After learning about this practice behind social media, it’s made me much more aware of how I’m being manipulated. I love learning from YouTube channels, but I’m finding I’m going to Facebook much less than I used to.
Thanks for helping us to recognize some of our traits that are causing us to go off the financial rails.

[monikasea]

Shopping makes me nervous especially with kids!

[loribreitbarth]

Huge challenge for me. I have emotional addiction to shopping. I am trying to be so careful now with money because I realize that the more a bad day at work makes me spend, the more bad days I will have to spend working because I will never be able to afford to retire. 😢. I am watching a lot of frugal living videos, going to shopping links and picking things out to put in the cart and then removing them and leaving the site. Tricks my head somehow 😂 but working for now most of the time.

[jvnd]

I don't have shopping addictions like other people. Clothes, electronics and fads are not what I spend money on. I make my own clothes and my own shoes/bags etc. But I am guilty of buying too many sheep fleeces (I am a spinner, dyer, weaver and knitter), leather (I work with leather as well) and tools. The thing is that each and every fleece is unique, just like each hide of leather- so the rule "you can get it anytime" is not applicable here. A beautiful fleece is truly one-of-a-kind. You may get something similar but the handle (and the final product) will be different. But I made a promise to myself that I will spin all my fleeces (35 full sheep fleeces..never mind the bags of alpaca, silk and linen) before purchasing any more.

[annettestewart]

The best thing about buying on Amazon/ Target/ Walmart is the "save for later" feature. I add a bunch of stuff to the cart and save it for later. I then periodically clear it out or add the items to a list.... and each person in my house gets a list for birthday/ Christmas. A lot of the time by the time Christmas or that birthday comes around, my kids aren't even interested in that thing they thought they wanted lol. Also, seeing all the stuff in the cart can be shocking to what it adds up to (once had $700 of books in the amazon cart, didn't buy any, but i compiled a list and plan to borrow)

[shirleysymon]

What is the most annoying about over spending his when you go to the actual physical store and they have the same exact items in-store but it is not on sale. You ask them to match the price and they refused. I simply say okay thank you very much and I order it online. Also have it shipped to the store for free and pick it up in the store.

[LaundryFaerie]

During the worst of the pandemic, our family never went without toilet paper. I didn't really have to do anything special, but I did branch out to visit stores I didn't normally shop at. Turns out that was the key to finding toilet paper -- vary your routine and try places you haven't thought of before. Turns out local drugstores and discount groceries had a lot of toilet paper at the beginning of the pandemic.

[KC-drcg]

You guys are RIGHT. Cutting 10% works...I used the 10% savings to buy more nutritious food for optimal health.

[fourdayhomestead]

I'm glad I'm not a shopper. I follow a list of needs & it's taken quite a while at times to find it at a price I want to pay.

[Michelle-bwxg]

LOL, I spent a while researching nail clippers when mine vanished, not to return. Toenails happy again. I've been focused 99% on needs to pay extra on the mortgage which is a high ratio of my budget as it is. Checked the weekly grocery ad today, hoping for produce and a few stock up items. Not one thing. Thanks for all the great videos!

[RobinBaich]

Have to tell you, Hope and Larry - your tips helped us save what I thought was going to be a great deal of money toward paying off the mortgage. Thought so, but this week all that money turned out to be the payment to repair the rafters and a bedroom ceiling in our 125 year old house. Thank God - and you - that we had the money saved. Your videos were a lifesaver. God bless you both!

[Chill_Jill]

Hi there!!
I'm a new subscriber!!
I eat WFPB oil-free Vegan like you do and I want to help support my Vegan brothers and sisters!!
Thank you for your channel!!
I look forward to watching your videos!!