How To Fix A BAD Credit Score ASAP

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Learn how to quickly improve a bad credit score.

📝Chapters
00:00 Understanding the factors that influence your credit score.
00:30 Late payments can drastically lower your credit score.
01:20 Credit utilization rate.
01:39 Filing for bankruptcy.
02:19 Closing a credit account can significantly harm your credit score.
02:56 A collection account.
03:42 Transferring debt from credit cards to personal loans.
07:17 Home equity lines of credit (HELOC) .
08:27 401(k) loans allow borrowing against retirement savings.

11:08 Automating debt repayment can reduce the stress of managing finances.

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