DON'T PAY CASH! USE CAR DEALER FINANCE for a GREAT CASH DEAL! 2021 The Homework Guy, Kevin Hunter

Car Dealers LOVE FINANCING. For Cash Buyers, that's very frustrating. Here's how you can use the Car Dealers Process of pushing financing on their customers, to getting a GREAT CASH DEAL!
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The Homework Guy Team publishes videos to help Car Buyers. We don’t hate Car Dealerships. Instead, we represent Car Buyers, a goal that’s often in direct conflict with Car Dealer goals.
A CAR DEALER WANTS TO:
1. SELL every car for the Highest Possible Price.
2. CONVINCE Car Buyers to use Dealer affiliated Lenders / Banks.
3. LOAD every Car Deal full of Fees and Finance Products.
4. OFFER Lowball numbers on every Trade Vehicle.

THE HOMEWORK GUY TEAM (THG) HELPS CAR BUYERS TO:
1. BUY a Car from Dealers or Private Party Sellers at the Lowest Price.
2. PAY Cash or Finance with their own Bank or Credit Union.
3. DECLINE Dealer Fees and Finance Products.
4. TRADE / SELL their current vehicle for the Best Value.

THG didn’t give Car Dealers their Bad Reputation. For more than 40 years, dealerships have EARNED it by being the masters of predatory selling. They stalk victims relentlessly, often ruthlessly treating the most vulnerable car buyers (like seniors, for example) with little or no conscience. Car Dealers and their Finance Officers have no problem creating financial devastation for their customers with over bloated car loans, and often do. While the business has had record setting profits, Dealers never stop telling Car Buyers “We’re losing money!” That’s the bed Car Dealers custom built for themselves. We point out the traps and the flaws of the process, and help car buyers get by all the nonsense without being ripped off. We promote fairness, honesty, and transparency, and we’d love to see a few dealers join our mission!

The Homework Guy Team provides car buying consumers with information, automotive news and updates, industry outlook, buying and selling advice, and other help to level the tables. The public face of THG is Kevin Hunter and the master negotiator, Elizabeth. Tons of time and research goes into every show, planning for weeks, several projects always on the table, all with the goal of getting it exactly right. From Automotive News Updates to vehicle shopping advice and assistance, The Homework Guy Team is the best there is.

THG CATEGORIES: cars, truck, van, suv, auto, new cars, used cars, autos, mechanics, automobile, vehicle, dealer, automotive news, auto shop, service plans, extended warranty.
LEADING CAR BRANDS (MANUFACTURERS) WE COVER IN THE US: Ford, Toyota, Chevrolet, Honda, Nissan, Jeep, Ram, Dodge, Hyundai, Subaru, Kia, GMC, Mercedes-Benz, Volkswagen, Tesla, BMW.
#carsforsale #carlovers

How can The Homework Guy Videos help Car Buyers?
1. What you need to know before buying a car.
2. Information you need when buying a car at a dealership.
3. Benefits of Buying a Car from a Dealership or Private Party.
4. How to Buy and Sell Cars
5. Learn the process of buying a car from start to finish
6. Questions to ask at a Dealership
7. Car buying tips and tricks from the experts
8. How to Buy a Car with Cash
9. How to Pay for a Car with Cash.
10. Using Carmax, Edmunds, TrueCar, Autolist, or Kelley Blue Book.
11. Buying a Car out of state.
12. Taking Control of the Car Buying Process.
13. What to do if Scammed.
14. Illegal things Car Dealers can do.
15. Understanding Dealer Financing Tricks
16. How to Avoid Dealer Scams.
17. Reactions to Sales Training by Car Trainers.

Will The Homework Guy Team become the #MrBeast of the Auto Industry? Time will tell! We’ve seen amazing growth, and over 327,000 Subscribers and counting. Meanwhile, if you prefer to fix your current car, check out channels like Chris Fix or Scotty Kilmer! If you wonder where we get such brilliant financial ideas, watch the Dave Ramsey Show! But, if you just need to get lucky and be handed a wad of cash, well... see Mr Beast!

[KevinHunter]

After we published "Don't Say I'm Paying Cash! at Car Dealers, " many of our viewers asked "Couldn't I just take the loan, and then pay it off right away?" The answer is Yes, and this video lays out how to do it. We hope this helps all of you in your car buying adventures!

[Artecus]

As a recently former finance director at a large, leading Honda entity in charge of three Honda finance managers, I can blacken this page into font: your videos are accurate, #KevinHunter!

[juliuszacariasvelasco]

I was about to say "I'm gonna pay cash" then I saw this video. Thanks so much!

[nv]

I've done this with great results. Never tell them you're paying cash, get that no pre-pay penalty loan, wait a week and write the check.
I'm looking forward to the day we can get rid of the circus that's buying a car.

[robertgray]

As a former car salesman, I remember how people would tell me they immediately want to pay cash and the moment I would take this to my manager there's $5, 000 of negotiations that are no longer available plus it made their trip to the finance office a lot longer because they're going to be sold more products a service package gap insurance car etching dent protection you name it

[tontastoner]

Thanks Kevin being a single older female makes salesman think you are an easy mark. It gets very tiresome playing their games this is great advice.

[DaizyNatalie]

This is exactly what I plan to do when I purchase my new to me car at the end of the year

[ksj]

So much value on these videos, love them and can’t wait to make my purchase in the coming months

[chipsmydog]

Thanks Big Guy, very helpful education in minutes. Much Appreciation.

[godwillrise]

Thank you!! This Definitely is helpful!!

[dannyayers]

Really appreciate all your tips and instructions on car buying matters. Thanks

[michelj.gaudet]

Oh My Gosh! #TheHomeworkGuy ! ! !
I am SO GLAD I found you guys!
THANK YOU! THANK YOU!! THANK YOU!!!✨🤗✨

[jamaicanjoe]

i appreciate your channel. thank you for what you do. i actually thought about doing this before your video, but wasn't sure if it's doable.

[ReeceCaruso]

Great suggestions! This is such an important topic to be discussing right now, I really enjoyed the video!

[theoak]

Thanks for all the quality info Kevin and crew.

[creswhiteside]

Kevin Hunter! You rock! Thanks for the ton of tips. We'll need the pointers when we go buy my husband's truck.

[lukkister]

Yes!!! Thx for doing this video! I was one of those viewers that asked lol. #thehomeworkguy

[terrysomers]

Thanks for the video Kevin. I am just beginning the process of buying a car with cash and now know exactly what to do!

[GDixon-chyl]

Early payoff fee came out of the Mortgage Banking business Secondary Marketing. This is when one company bundles loans to sell to another company to serve. I worked in the department that billed the companies when there was an early payoff ( under 90 days) and early default ( under 90 days). Similar to a car loan there isn't much made when they sell the servicing so getting a billing from me was an unhappy event. They don't want to lose money.

[jademariephyllis]

new subbie. I needed every bit of this valuable info. thanks