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UIM / UM Car Insurance Explained
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Learn the basics of uninsured and underinsured motorist coverage in Pennsylvania!
#lawyer #insurance #pittsburgh
Your state may handle UM / UIM much differently than Pennsylvania. For instance, in Ohio, there's "gap" coverage, which means the benefits of UM / UIM are reduced. For example, if the defendant has their state minimum of $25,000, and you have a bad injury and want to access your UIM coverage, you better have more than $25,000 in UIM - otherwise, you get $0 additional money! In Ohio, your UIM policy limits cognize the TOTAL you could ever get in a crash, not ADDITIONAL funds you can access, like in PA.
Follow @YinzLaw on YT
and @yinz_law on Insta for more!
This is not legal advice, it's for informational purposes only. Interacting with this video does not establish an attorney client relationship
#lawyer #insurance #pittsburgh
Your state may handle UM / UIM much differently than Pennsylvania. For instance, in Ohio, there's "gap" coverage, which means the benefits of UM / UIM are reduced. For example, if the defendant has their state minimum of $25,000, and you have a bad injury and want to access your UIM coverage, you better have more than $25,000 in UIM - otherwise, you get $0 additional money! In Ohio, your UIM policy limits cognize the TOTAL you could ever get in a crash, not ADDITIONAL funds you can access, like in PA.
Follow @YinzLaw on YT
and @yinz_law on Insta for more!
This is not legal advice, it's for informational purposes only. Interacting with this video does not establish an attorney client relationship
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