This Is Why You Need UM/UIM Insurance

Why do you need underinsured motorist coverage?

Underinsured motorist insurance covers your damages in an accident if the other driver doesn't have insurance or is underinsured.

It's always wise to get the highest UM/UIM coverage possible.

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- Underinsured motorist insurance is not required in South Carolina. When you are purchasing your policy, however, your agent must make you a meaningful offer of UIM coverage. UIM coverage or underinsured motorist coverage is triggered when the above scenario takes place. Essentially, your insurance company steps into the shoes of at fault driver and provides coverage for your damages up to the policy limits you purchase. We evaluate the existence of this insurance after you are signed as a client. Unfortunately, there are several drivers on the roads in Myrtle Beach and Charleston with no insurance at all. Give us a call to evaluate your issues and lock our page for more injury tips such as this. ♪ When life gets ugly ♪ ♪ justice is lovely ♪ ♪ The lovely Law Firm ♪