What is Underinsured Motorist (UIM) Coverage Insurance in Washington?

Uninsured or underinsured motorist insurance is an inexpensive buffer against the worst-case scenario of being stuck with a bill for medical care stemming from an auto accident that was someone else’s fault. 

Want to discuss your situation with an attorney? Call us at 253-999-9461.

The Insurance Research Council estimated in 2012 that over 16% of all drivers in Washington were uninsured. That figure doesn’t even touch on how many are just carrying minimal limits that can sometimes be inadequate. You don’t want to wait until you’re in a collision to learn this lesson – by then it may already be too late.

__________________________________
Video Transcription:
What is UIM insurance? UIM insurance is known as underinsured motorist coverage. This is insurance that you, your family, or your business have the opportunity to purchase in Washington. It is devised to protect you in the event you are hurt by someone without proper insurance coverage. Statistics tell us that many drivers in Washington do not have insurance and many others drive with the state’s minimum coverage that may not be enough to compensate you for your injuries. Washington Law Center recommends that you purchase UIM coverage from a qualified provider. The benefit outweighs the cost. In the event of an accident with an uninsured or underinsured driver, the cost for medical care and damages are passed onto you. Don't let an insurance company or agent save you money by cutting your UIM benefit. Having a UIM policy protects you and your family from bills from an auto accident with an insufficiently insured driver. If you have any questions regarding an accident with an uninsured or underinsured driver or are having difficulty with your UIM claim, please call so we can help.