why i don't spend money

Here's why I'm a financial minimalist and why I don't spend money - Enjoy! Add me on Instagram: GPStephan

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[Metaphysics-for-life]

The only thing I won't cut back on is healthy food and essential supplements. I'm older and health is the most important thing.

[samuelthomas]

It is because of your videos that I have been able to become financially literate at a young age! And I LOVE every second of the budgeting and investing, thanks Graham!

[yannchan]

Back to the original style of videos! Thank you Graham!

[arigutman]

Right there with you on spending money. My golden rule has been, "just because you can, it doesn't mean you should." And that applies to more than just finance!

[NickiVproductions]

This is the Graham I started watching in 2016. Wasn’t feeling some of the videos during the year, but this one was a nice one. Back to the basics with a nice reminder of what got you to where you are and what we can do to put ourselves in a better financial position. Thank you for everything Graham. I’ve been watching your videos since I was still a sophomore in college. I’m now 28 and married. I’ve taught my wife the same financial values and hope to pass on that same info to my kids someday. You’ve definitely made a positive impact in society :)

[gmcenroe]

I am in the FIRE community (even though I did not know one existed) because I retired early (really just decided not to look for a job after my last layoff) and am enjoying life. I have no debt, still have an income, do some trading and just don't give a fu*k. Freedom is the most important thing next to good health.

[SimonTmte]

Rich individuals counting dimes is as cliché as it gets, if you remove money from the equation what you're left with is always an existential crisis.

[Idiotsincarshere]

I agree with this to a degree. The one purchase I don’t regret is our home. It’s not a necessity but upgrading from a tiny, cramped apartment to a nice home with big backyard for my kids to grow up in was a huge lifestyle upgrade. We are at the point now my mortgage is cheaper than most people’s rent and my house double in value. We live under our means otherwise.

[DemoniqueLewis]

My mind is blown because I have never thought in terms of investments paying for expenses the way you described it. Thank you so much for this life changing video.

[williamwiley]

By far your best video this year!!!! It’s always good to go back to the basics of finances. I needed this reminder as well, for myself!

[jt.]

Hey Graham, I have NOT enjoyed your videos as of late but still kept on watching for the information. But this video is quite a hitter! I really enjoyed the message behind it. I also am striving to have less while making way more money now as an adult. It's honestly so freeing living the way I want and not how social media tells me how to live.
Like button smashed!

[rogerstone]

I need a solid and trusted plan to survive these trying times, I was really hopeful of my investments this year, but all my plans have been disoriented, I've been studying the market crashes and I realized some investors made a fortune from the recent 2008 recession and I was wondering if such success rate could be achieved in this present market. Any recommendations?

[BitsOfInterest]

The first time I felt wealthy/free was getting a $3000 dentist bill and not panicking where the money would come from.

Your first $1000 helps you get by. Your first $10K makes you not worry about things that happen, like your car breaking down. Your first $100K makes you not worry about losing your job. Your first $1M... I don't know yet, but probably figure out what I want to spend the rest of my life doing.

[FeedAmbition]

A person either disciplines his finances or his finances disciplines him

[jenduck]

I’m also eccentric - big earnings and very low expenses/no debt. I think it increases resiliency in case of major shocks - be they personal or global.
Also means I can afford to help others when they need it.

[tobias-hastings]

Thank you for doing this video Graham. It's always great to hear about people who've reached the point of being able to focus on what they want to do, and, most importantly, how they got there.

[Influxive]

You really put into words something I've had a hard time explaining even to myself. Thank you for making this video.

[Roxality]

My mom always had us do laundry late at night and my grandma uses grocery bags as trash bags. Your mind is astounding. Thank you for inspiring me to save and invest more!

[n.c.]

This is a great video, Graham. Thank you so much for making it. I love the way that you talked about your motivations for saving and the rewards that you got from doing so. Really, really good, hope to see more like it!

[robertmillar]

You are an inspiration to so many, including myself. Thank-you for all that you willingly provide to us, the public. Keep up the excellent work!