Car insurance rates skyrocket across Texas

In 2024, several major carriers increased the premium rates. Inflation plays a role, which means even a fender-bender costs more to repair, according to an agent.

[GavinGuil]

There are no loyalty programs anymore. Every year or two, shop your insurance to keep your rates low. I had Progressive for 5 years, I was paying 1600 every 6 months for 2 vehicles, then when it went to renew it was 2450. Got a quote from two of the other major companies, and got it down to 1360.

[SniperPilotX]

Insurance here in Sin City went up 100% since last year. I’m paying over $4k a year for mid range coverage. No crashes, long term customer over 9 years, STILL WAY too high

[natedogg]

$150 that’s cheap compared to CT car insurance prices

[janpur]

LCD display for your infotainment, less than 1/2 inch buttons for HVAC, you GOT to take your eyes off the road to change your HVAC settings, what do you expect? Car designers as well as government should design cars that keep drivers eyes on the road at all times. My 30+ year old daily still got leavers and I can control HVAC while keeping eyes on the road.

[andrewwolf]

Phones and navigation systems add to the distraction. No longer ride a motorcycle on the streets because of that

[bdennisv]

Insurance companies just got greedy, period! It seems that they all way find the way to charge you more. Even if your record is clean, they still rise their prices! Why? Because they work as a monopoly now( They use to compete for their clients, and now they use exactly the same databases across different brands and rise their prices all together. Insurance companies just doesn’t give any chance to their clients. The law make us to have a coverage and insurance companies make as to pay almost the same amount money across all most insurance brands(((

[mathuetax]

Huh, I'm paying $121.70 for my car and I'm in the SF Bay Area? I'm not using some cut rate insurer either. Our other two cars have seen only a 2% change from last year.

I've had the same major insurance company since I was a teen decades ago. You'd think with the traffic here it'd be higher than Texas but maybe drivers are worse there than here somehow.

[petebusch]

Done by design, make driving as expensive as they can to eliminate driving. What are we supposed to do, live in a cave?

[Jamesthor]

No, that’s not the reason. It’s vehicle theft. Can we be honest here and call out where the problem is instead of making stuff up?

[samuelodutayo]

Get Galaxy insurance it better than commercial name brand insurance

[thrngaming]

Your team needs to look at rates in Florida. I'm a licensed agent in Florida and it's gotten insane with the rates.

[larryjanson]

it is worse in cal. as some corps are pulling out of the state. i owe on my truck what happens if i lose insurance not for being a bad driver. but do to corp great? same with my home.
lenders want full insurance coverage. but if a insurance corp drops you for any reason some can not get insurance or have to pay very very high rates.

[buzzard]

Just had an email this week.. Renewal of insurance for Mitsubishi Shogun Sport, 2006, 2.5 diesel. 287 euro.

[bubbaputin]

60 cars stolen daily in Houston, could this be contributing?

[erich]

What? Inflation in the capitalist paradise of Texas? say it aint so LOL

[EQRuges]

Of course its the highest you have ever seen it. Is anything actually cheaper? Add in the cost to repair vehicles these days. And minor fender benders resulting in a total. And finally its a for profit buisness, not some charity.

[HoloScope]

150 is cheap compared to me in GA. my insurance is 400. I understand cause I'm young but damn dude.

[tyd]

Practically everyone is vaping weed all day, I see people sucking on those things while driving all the time

[Isiah]

Its like making another car payment it's madness, all I got say is that there's rats everywhere!

[petebusch]

If government would actually do its job and DEAL with distracted drivers this would not be a problem.