3 Fund Portfolio - The #1 Investment Portfolio

The 3-fund portfolio is a simple, low-cost way to invest your money. In this video, I'll share the basics of how this investment strategy works and why it's so effective.

Timecodes:

0:00 - Intro
1:13 - Introducing The Three Fund Portfolio
2:19 - Why Total Market Index Fund
3:25 - Mitigate Individual Stock Risk
4:28 - Cuts Out Unhelpful Advisors
5:53 - Low Costs
7:21 - Simple
8:32 - Building Your 3-Fund Portfolio
10:10 - Asset Allocation

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DISCLAIMER: I am not a financial adviser. These videos are for educational and entertainment purposes only. I am merely sharing my personal opinion. Please seek professional help when needed.

[thuylamson-zt]

As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[mikesimone]

This video should be required viewing for all high school and new college graduates.

[henrymitchell]

I have a 3 fund portfolio but I have finally decided to invest in ETFs, alongside. I’m looking at SCHD, VOO, XLK or SCHG.

[lbottroff]

This is becoming one of my favorite channels! Thank you for the information and keeping it simple.

[RobT]

I set up a 3 fund portfolio in my 401k and my investment account, this is my long-term plan. Love the way you explain things and make it very easy to relate.

[growthmindhub]

An extremely important video as I go through my financial learning journey. Thanks man.

[xshortguy]

This is the second video of yours I watched and I really enjoy your financial content!

[lailaatallah]

Wonderful, as usual! I love how thorough you are in your explanations. I hadn’t realized that the 3-fund portfolio ensures you don’t have overlap between the 3 funds.

I cannot figure out why you don’t already have at least 100K subscribers. Doin, I’m sure!

[campingalan]

Awesome information! Thank you for making this video!

[ronaldmcdonald]

I did this. Retired with $5.5 M.
Listened to Bob Brinker before he retired
Right now, I sold early 2022.
T-Bill and Chill
Extending to mid-term Bonds
Taking less risk
But may re-enter equities if the US Gov. massive debt leads to a melt down in equity mkt.

[PeteBuchwald]

I love your idea of consulting Vanguard target date funds. Why didn't I think of that? Thanks for your videos!

[diogenesaraujo]

Thanks for the tip. It really going to help me.

[renitasanders]

Awesome video, I have been following this trend for several years and it works along with patience and education. I also manage my own portfolios! It’s relatively simple!

[alejandrodugar]

Tae, this is a wonderful video. I do really appreciate your time and efforts you put on every single video. This is a must watch video.

[takatsu]

A benefit of owning the mutual fund version of an index fund is sometimes the fees are less than the ETF. The ETF will be more tax efficient, but this doesn't mean anything in a tax-advantaged account. Also, if you make monthly contributions to your account, several of the major brokerages let you setup automatic investments into mutual funds at your preferred allocations. They won't do this for ETFs because ETFs trade throughout with some volatility while mutual funds are only traded at the end of the day. The point is ETFs aren't always better than mutual funds.

[mlee]

I just visited a wealth advisor today, you basically provided the same information he did in terms of % of asset allocation. Equities, bonds and international equities... obviously they provided more granular information but i really like how you confirmed things in this video.

[Pedro.Ventura]

Excelent video! I am 20 and i am from Portugal, and we don’t have access to us funds so i just stick with an world etf (Vanguard ftse all world) and will start implementing 1% of bonds every year when i’ll have 25 to when i’ll have 65 have a 60/40 portfolio

[thereallyricist]

Excellent advice and I appreciate your honesty! Also, 100% agree with your thoughts on financial advisors. I have many, many friends who have used simple portfolio strategies very similar to the one you have recommended - and their returns have actually exceeded what I earned with my financial advisor. The more I have learned about the market and investing, the more I understand that simplicity is our friend.

[noname-towd]

The total international index fund seems to be for "diversification for diversification sake". VXUS for example, has underperformed VTI and VOO for the past 20 plus years... Just go Buffett style and skip the international and stick to VTI or VOO.

[OhFishingMyFirstLove]

Tae. Thank you for answering my question: Work w an investment advisor or DIY? I’m probably not going to anymore after hearing your tips.