Are You 20-30 Years Old? Dave Ramsey Has a Message for You

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[xPeonyx]

Your message is more so for the 40 year olds. At age 20-30 we don't wanna buy real estate for profit; we just want to actually afford our first house

[alex]

I think the key message is slow down. In our generation everyone is trying to get rich quick cuz we see wealthy young people with millions.

[ChristopherAbelman]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough savings during their active years. Retirement choices determine a lot of things. My parents both spent same years in the civil service, but my mom was investing through a asset manager, and my dad through the 401k. My mom retired with about ‘4.2M’, but my dad retired with roughly '$1.8M’.

[LuciaCasucci]

Great message Dave. 28 debt free, good salary, emergency fund, 15% in retirement and buying my house at the end of the year with 20% down 15 year fixed. Lets do this. God bless everyone 👌🙏

[Bec]

I just don’t want to be broke like my parents

[DeliverUsFromEvie]

me, a 23 year old: omg a message from dave for me?
dave: you guys are buying properties too fast, slow down
me, lives at parents' house and owns nothing but one beat up car: ok dave

[MichaelDavis-cjyj]

Dave Ramsey's insights have been a game-changer for me! His practical approach to financial management has empowered me to take control of my money and work towards a debt-free life. The Total Money Makeover is my go-to guide, and I appreciate how he breaks down complex concepts into easy-to-follow steps

[private]

31 wife is 28 and debt is paid off, emergency fund in place, investing 15%, saving for kids college and house is gonna be paid off this year! Thanks to Gods principles and you! We are so blessed and thankful.

[Mehwhatevr]

It's not greed. I don't even think it's initiative. I think it's desperation.

[MB-gdbe]

"It is dangerous to have zeal without knowledge,
and the one who acts hastily makes poor choices" - Proverbs 19:2

[CarlosFlores-xfsn]

i’m 24, no job, debt free. have about 30k saved including stocks. i graduate this summer with a finance degree. just trying to play my cards right tbh

[ballsdeep]

Dave is like the uncle we all needed but never had.

[milantiquestudios]

He's right. I see money as freedom. When I spend money on something, I don't see the dollar sign, I see the amount of work it took to get that dollar sign. My new used car cost me 5-6months worth of work at my current job.

So when it comes to making millions, I dont care. I just want enough passive money not to be in jobs I dont like.

[Erik-ekdu]

I'm under 30 and I think the biggest thing is how much information there is available for free for anyone to use and learn from. My parents came to the US knowing nothing and struggled their whole lives. I want to be able to give my kids all the things I wish I could've had.

[BrandonMinguez]

I'm 26, bought my first house (for my own residence, not to rent out) at 24, and have no debt other than the home. Chris is right. Anyone in this age bracket who has a solid understanding of personal finance is going to do great in the future and I can already tell that my plan is working.

[RandalColling]

I got rich with Real Estate. Had $20M of leveraged income property. Then 2009 came. By 2011 I was broke. Dave and Chris are right.

[mv]

We're anrgy and desperate to succeed from being squeezed financially from society.

[erickqwesibentilmanie]

More advise is never enough. Thank u Dave for the great advice u have given me thru YouTube that money can’t buy for the past 2yrs. U are a true blessing.

[joshdiatte]

24 years old and totally agree. Total have a desire to “do something”. Good reminder with nothing wrong in slowing down paying cash. Everyone else in my ear is saying you need a house you need a house.

[menumlor]

4:40
One of the best classes I took in high school was personal financial management. Little did I know this is the root (foundation) to my success. Literally one of the classes I still use to this day on a daily.