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[TheeHuntress]

❤Yes. I just learned about assumable mortgages. I was thinking about trying this, since I saw that many in the area have rates at less than 4%. I am trying to move ASAP though; and the homes I was interested in are still occupied.😢

[phenixwars]

Great tip on what time to buy 👍🏼 thank you

[Freya-lynn]

Thank you for staring these tips! This will help with our search.

[barbaraphillips]

I assumed my first home, I thought FHA no longer allowed assumption mortgages. I was only required to pay $10 k, dn payment, $50 transfer fee, paid insurance policy & execute a warranty deed. I’m in Texas.

[feliciaabraham]

Thanks for the great info as usual. What makes a first time home buyer? What if one person on the loan has owned a home and the other has not. Does that mean both are ineligible for first time homebuyer programs?

[kriselawson]

Bless Your Heart…. Very Informative Especially Since I’m Considered to Be A FTHB✝️🛐🙏🏽🥰 Need To Do More Research On Assuming The Mortgage!!!

[htaikkhamom]

Thank you Shaheedah. Always appreciate you sharing your knowledge!

[gloriadavis]

How do you assume the sellers mortgage?

[jomeikaclark]

I am not understanding #2 assuming the seller's mortgage. How does that help as a buyer?

[staciemorelli]

Thank you for the information very appreciative

[karen]

How can I save thousands buying a new construction?

[chefbrooklyn]

Thanks for the imformative imformation

[p.nelson]

I just learned something new! Assuming someone else mortgage!??? Tell me more!!! Great way to still get a low mortgage rate?!