15 EFFORTLESS Money Saving Hacks That Save Me $6,830 A Year

Saving money doesn't always require effort. In this video I share 15 effortless ways to save money!

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Saving money doesn't always require a lot of effort, but sometimes you just need to be aware of certain strategies to save money. In this video, I share 15 effortless ways to save money.

1. Gasbuddy

Gasbuddy is an app that tells you where the cheapest gas is in your area. If you download the app and use it before you fill up your gas tank, you can save up to 50 cents per gallon on gas.

2. Buy A Water Bottle And Bring It Everywhere

Water is a completely unnecessary expense that many people will spend hundreds of dollars a year on. If you buy a reusable water bottle and bring it everywhere you go, it is an effortless way to save money.

3. Ditch The Paper Towels

Paper towels are a completely unnecessary expense that people spend hundreds of dollars on a year. If instead of using paper towels, you use rags to clean things around your house, it is a very easy way to save money.

4. Don’t Get Sodas At Restaurants

Eating out is expensive and it is more expensive when you buy sodas. If you simply cut out sodas and get water when you eat out, it can save you 10% off your bill

5. Pay In Cash To Avoid The Tip Screen

Everywhere now you are asked for a tip, which is called, "Tipflation." Although it is important to tip bartenders and servers, tipping everywhere can really add up. One way I avoid the pressure is by paying in cash at places that commonly ask for tips.

6. Get A Case For Your Sunglasses

Many people buy multiple pairs of sunglasses each year because they do not take good care of them. If you buy a case for your sunglasses and get in the habit of putting them in the case, it can save you money.

7. Get A Lower MBPS On Your Internet

Internet companies usually charge in "mbps," and this number can be very misleading. Having a higher mbps means that you can run multiple devices without it slowing down. For a family of 4, 200-400 mbps works fine and for two people having 100 mbps works fine.

8. Get Your Own Modem And Router

Another way internet companies get extra money from you is by getting you to pay a monthly fee for your router and modem; however, this is unnecessary. If you buy your own modem/router, it is an easy way to save money.

9. Don’t Eat Meat 2 Times A Week

One of the most expensive things people will spend money on at the grocery store is meat. If you decide to go vegetarian for two days a week, you can save money on the high price of meat.

10. Only Go To The Grocery Store Once A Week

Many people go to the grocery store multiple times a week, which makes them spend money in gas and getting items they didn't intend on getting. If you do all your grocery shopping once a week, you can save money.

11. Switch To Mint Mobile

Mint mobile is a cell phone company that uses T-Mobile signal that only costs $15 a month. The catch of the service is that it is second in signal priority, so your signal can be cut off when you're in a crowd. If you are willing to put up with a few inconveniences throughout the year you can save money.

12. Bring Sandwiches To Work For Lunch

Many people will eat out every single lunch for work, which can add up to thousands of dollars throughout the year. If you take the time in the morning to make your own lunch, it can save you thousands of dollars.

13. Pay With A Cash Back Credit Card

If you have the self control to pay off a credit card at the end of the month and not carry a balance, you can earn hundreds of dollars a year with credit card cash back.

14. Create A Running Queue Of Books At Your Library

Books can be expensive if you are an avid reader. If you create a queue of books placed on hold at your local library, you can enjoy books without spending money.

15. Go To The Gym Three Times A Week

Although going to the gym does take effort, it is a lot less effort than most people spend on health care services. If you just go to the gym three days a week for one hour sessions, it can save you a lot of money.

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[ElAgustin]

What's an effortless way that you save money?

[christophernewton]

The biggest issue is that hit of dopamine our body gets when we buy food or something we want. I’ve found that whenever I want to buy something, I instantly transfer the amount of that item into my savings and it seemingly gives me that dopamine!

[astridsandriesser]

For me it is not owning a car that saves me a ton of money per year!!! I run all my errands with the local bus, and I am just fine, despite people telling me that i need a car... plus I don't need a gym, because I do a lot of walking. Saving money and staying fit... what else do you want?😂

[CC-krmr]

I always have tea bags in my purse and when I feel like having a hot drink, I just go into the coffee shop and ask for a hot water and say that I don’t mind paying for the paper cup.

I started doing this years ago when I was travelling because I didn’t trust hotels or airports to have my favourite Thyphoo brand tea, but I started doing it all the time and it’s probably saved me so much money.

I also always try to have an apple or some almonds in my purse so that I’m not tempted to get an over priced snack when I am out and about or cave and get some fries or a cheeseburger!

[menandalady]

Austin, Before even watching this video I had done the "pay cash to avoid tip screen akwardness"! So glad we share this sentiment. There are so many entitled people these days, and you are right. Paying cash is the best solution I"ve found around this. We consumers are so TIRED of being squeezed everywhere. Also, I'm pretty sure you can save alot more than 120/yr by not visiting the grocery store more frequently. I have been going 1 time a week and its huge. As is meal planning around sales. This once a week shopping at a lower cost grocery store like Aldi, and meal planning, is such a game changer.

[joannbrown]

I rarely eat out but I do tip for table service. Good service deserves a good tip, especially when they go the extra mile. Restaurant workers could be doing a much easier job for their minimum wage and it's a way to show gratitude. Makes me feel good to do it. My daughter is a server and I've seen her tip 100% to other service workers who are overwhelmed and having a stressful day, she knows how it is.

[virgil]

I have ZERO issues hitting no tip, at a place I have to walk to, walk up, stand in line, and they do their job. Have an issue with it, I dont give a crap. As well, before I even watched this video, I do all this already

[heidi]

Hell yes! These ppl think they deserve a tip for making a cup of coffee or a sandwich? and that is their job! Give me a break! Everyone wants money for simply doing their job. I work in healthcare and cater to ungrateful ppl? Where is my tip?

[michayng]

Excellent !!!
9. People are eating way too much meat, specially beef.
15. Exercise - excellent advice

[joycef]

A retired bookkeeper I know told me her grocery bill is the same as two years ago….she cut back on meat. She occasionally eats chicken or fish, no beef or pork! We are vegetarians at our house and our grocery bill has not gone up in the past two years, either. We eat lentils, dry and canned beans, peanut butter for protein.

[patricke]

Totally agree with you on the bs tip screen. I always pay cash largely to avoid this bs.

[tresboujay]

I got a few packs of washable cloths for cleaning and hand towels last year and have never looked back. I’m tackling bottle water right now. Great tips! I have also had the same pair of sunglasses for 15 years.

[AthaLO]

That water bottle tip hit home. I spend so much on it, I am going to invest in 2 double walled tumblers and save my money and my back from lifting those heavy cases.

[jat]

I love the tip screen, , , so I could say no. Flea market yesterday. Now the vendors have tip jars out. I bust my but in a grocery store no one gives me any flipping tip... Not even allowed to accept them 💰 These tip jars is just another way to beg, pick your pocket...

[marep]

How about skipping the expensive coffee and making it at home? You’ll save a lot more. Skip the gym and work out at home. Walk, jog, ride a bike. Lots of parks have free exercise equipment too. Too many people purchase gym memberships and don’t use them.

[arenner]

Nice. I use rags too. I also use paper towels for bacon. We cut sodas too. Most everything you suggested, we already do. Great job.

[sierrasky]

I've never had internet service because it's $80 a month on average. I love the idea of using the library for books I do that all the time for myself. Drop your gym membership. you don't need. go for 2 walks a day, 6 days of the week in your neighborhood it's plenty to keep you in shape

[joanaw.]

If there’s a service on the table I always leave tips, but most of the times I see people asking for tips when I just grab my food to eat at home. In this case I never give tips. I stopped using paper towels long ago and after spending a lot of money buying sun glasses, I just ended up getting a glasses box. Small things that make a huge different at the end of the year.

[stevehartman]

Im 70 now n in my entire life we Never once ate at s restaurant. And as for ice cream Dad always said we have ice cream at home. He was very frugal but from age 6 on he drank more n more beer and when he retired he drank avg 25 beers dayfor 12 years. He neglected house maintenance n paying bills. SAD

[shaunaleessnackidies]

I love the lunches I bring, they’re delicious and I do my food prep for 30mins-1 hour on Sundays for four lunches ❤🎉