6 Simple Habits To Budget Like a Pro

preview_player
Показать описание
Budgeting isn’t nearly as complicated as you may think. In fact, these six SIMPLE, simple habits have been the game changers for so many successful YNABers and budgeters. Watch ‘em through, build these habits, and before you know it you’ll be CRUSHING the game, too!

Timestamps:
0:00 Intro
0:22 Habit #1: Record New Money Immediately
1:25 Habit #2: Budget to Zero
2:52 Habit #3: Check Budget Before Spending
5:15 Habit #4: Enter Day-to-Day Spending Yourself
6:35 Habit #5: Reconcile Frequently
8:43 Habit #6: Change Your Budget
11:23 YNAB Win: Haley C!
12:53 Outro
13:17 Bloopers

__________

Sign up for YNAB’s weekly email newsletter with the week’s best budgeting wisdom and inspiration!

__________

Come say, "Hi!" on social:

And read our BLOG here:

#budgeting #youneedabudget #ynab
Рекомендации по теме
Комментарии
Автор

One habit I realized I needed is putting info of the purchase in the memo. Why did I spend $15.86 at walmart? Was it for groceries, home decor, car maintenance, etc? A simple description really helps.

collincutler
Автор

Entering the money as it comes in is the funnest part of budgeting. Yep, don’t enter it before you get it! A must in the YNAB realm.

conureron
Автор

I think this is the single greatest software that I have ever owned, just saying

chrisdragn
Автор

I tried YNAB 4 years ago, and it didn't stick.
But now after the Hannah helpful and funny videos, I'm giving it a try again. Because I've caught myself thinking - I'm not buying anything I don't need, but I'm barely living paycheck to paycheck. I'm now very determined to stick with YNAB and get my money on the right track! I hope to see linking options with Latvian banks too.
Thank you Hannah for inspiring me! Love you!

zhagata
Автор

One tip I have to make the most of the iphone widget is to pick the 7 category option & make sure that your daily expenses are listed before the monthly expenses on your budget! That way you can always see your daily expense categories at a glance on your home screen :)

avalonpenrosee
Автор

Hannah seems like the type of person who hangs out after church to, “you know, just catch up with people.”

peterrak
Автор

This is more of a critical public service message than a sales pitch. Super important info and super well presented. Hope it reaches loads of new people who need this kind of thoughtful guidance. Thanks for putting it out there and in this way.

chrisb
Автор

Love the praise! It’s so important to not judge other people for how much they spend/what they buy for themselves.

mercyfae
Автор

I'm a big fan of reconciling every day, first thing in the morning! Instead of entering day-to-day spending immediately, I prefer everyone in my household to keep receipts and then I enter them all right before reconciling every morning.

ShoelessJoeChristian
Автор

YNAB is awesome, We've used it for years and highly recommend it! I love these videos and have a request for a topic- could you make a video on tips and tricks for high net-worth and/or high income households. For instance, when things like rental properties, multiple investment accounts and long term wealth generation are involved.

travismeredithsmith
Автор

I whole heartetly agree that in order to be successful at your budget you HAVE to roll with the punches. If you don't allow yourself to roll with lifes punches then we end up miserable. YNab reframes this and keeps me motivated at paying off debt! Well Done Hannah!

avr
Автор

A.B.R. . . . A, always. B, be. R, reconciling—Hey, put that coffee down!!! Coffee's for reconcilers!! ( oДo)

fsmoura
Автор

I missed you. Your videos haven't been sending me reminders. So glad I found this one. You are such a breath of fresh air. Your calm voice makes me believe I can budget and keep on it! Ty for everything you do!

christinemueller
Автор

Great video! I have been using YNAB for years and this was still a great refresher.

hiddenspringshappenings
Автор

Omg I’ve just started using YNAB again since 2020 and there is a widget now?!!! So helpful!!😍😍

erikac
Автор

Hannah one thing I have to correct you on is do NOT record your gas transaction while you are standing there fueling up your tank!! It’s a fire hazard to be using your cell phone while fueling. Do it in the car before or after.

intrepid_rain
Автор

I want to understand how to resolve the following situations:

If encountering "You assigned more than you have", what would you recommend for the following two approaches?

(1) Adjust the assigned items for each month to ensure the Ready to assign value is not less than 0 (allowing some items to be overspent)

(2) Keep the "You assigned more than you have" value as it is, even if it is negative, without any adjustments, with the goal of finding ways to earn money to cover the over budget amount.

waschosen-
Автор

Hannah - you are a riot. Thanks for doing what you do

realtimerecruitinginc.
Автор

Great advice - I've budgeted for a long time (years with Mvelopes and new to YNAB) and these are excellent ideas and yes, look at the budget "every" day :-)

drloveslearning
Автор

What a great idea to make Ynab more accessible more quickly: the home screen widget to check 🎉 thx so much!!

Jone