Credit Card 101 | What Is A Credit Card? | Part 1

Hello mga friendship! This is a very exciting topic dahil ang pag-uusapan natin ay credit card! Sino sa inyo ang gumagamit ng credit card? Or perhaps ay hindi pa nakakagamit? Well, my friend, before we start to talk about credit cards, pag-usapan muna natin kung ano ba ang credit card at ano ang function nito sa atin? Bakit ba siya nag-e-exist at bakit maraming gumagamit nito? Bukod sa lahat, bakit marami rin ang nagkakautang sa credit card? Pag-uusapan din natin dito ang advantages and disadvantages of using a credit card.

Para sa mga wala pang credit card, this video is for you!

Credit card allows you to purchase something even without money. We call it invisible money. Ito ay parang magic card na kapag ginamit mo sa mga tindahan ay instant na mabibili mo ang item na gusto mo even without having real money yet. However, the real magic happens usually after using the credit card. After several usage without even monitoring your expenses, that's where the magic happens...your money disappears also instantly! Hahaha. Minsan hindi natin napapansin na nao-overspent pala tayo kung hindi gagamitin ng tama ang credit card natin. That's why we created this credit card series to educate all credit card users and the future ones to use it wisely para hindi tayo maging shopping now, pulubi later.

#ChinkPositive #ChinkeeTan #creditcard #creditcard101 #whatiscreditcard #howtousecreditcardwisely
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[joyramos]

I use credit card for emergency purposes, i use it with 0 interest, i pay before due date, and lastly i dont make purchases until i am fully paid from my previous items...

[liezlnaik]

For emergencies like nagkasakit, you use your emergency fund not credit card. Pag ginamit mo ang CC, it only means you did not save for an emergency fund.

[celestialjunipers]

I'm 18 and I'm starting to have an itch of collecting "Adulting" cards! I have debit na pero I want to get Investment and Credit na rin. Solid BPI.

[aliceibuyat]

yes sir i agree . i used my credit card for business purposes without investing any cash amount, and it helps me a lot :) nagkaroon po ako ng negosyo nang dahil sa credit card, halos lahat po ng sinabi nyo, nagawa ko na, and im happy na tama po lahat yun strategy na ginagawa ko like sa pag transfer ng fund to other credit card just because mababa po ang interest rate, also yung cash loan po.. instead na umutang sa tao, better sa credit card nalang po.. and for emrgency also..

[JurbzMUSICoh]

He knows what to say, good job friendship!

[jeremiahcaballero]

Gusto ko yung "stretch your money" na point!

[lieslerosepearl]

Yeah...need talaga May control o self discipline...🤗🤗🤗

[iamJulie]

I have 5 cc, well ginagamit ko lang sya kung san pwede ak0ng kumita. Like mag painstallment ako ng gamit with interest. Pero syempre my agreement un bago ko magpa installment. Ung citi ko naman i use half of my credit limit at pina utang ko din with small interest. Iwasan lang tlga masilaw para gamitin pang luho. At syemore magbayad before duedate para hindi magkaron ng penalties.

[marifeledesma]

Mabuti malang nagreseach ako mahirap na mapasubo thank you sa advice po

[engrkbenzon]

Im using my credit card for paying bills and for business also. 😊

[aljungero]

Naga avail lang ako ng credit card na pasok sa lifestyle ko. Powerful lang kasi yung CashBack on all your purchases. Imagine if gumagamit ako ng cash everyday lalo na sa groceries, walang bumabalik kahit a small percentage sa expenses ko. Pero sa credit card na gamit ko laking tulong ng cashback sa pagtipid. Again, wag gumastos ng di mo pera yun lang talaga. Di porket may credit card ka is pera mo na yun.

[miesalugta]

Thanks sir, im planning to get credit card...

[jhennoble]

Hi po, master... I watch all ur vedios... And still watching all over again and again and again...
Gusto ko po makabili ng books mo... Boxset...

[annemeraldannpenney]

Napaka useful ng credit card may earning points pa

[rodolfodestura]

I always find time to watch Mr. C tan Vid.

[jonathanfelipe]

Ginagamit namin yung CC pang bili ng ibebenta sa sarisari store namin.. Laging straight payment. Laking tulong ng CC samin lalo pag walang pampuhunan.

[fedevera]

Coach never pa po ako nag avail ng creadit card buong buhay ko. Pero naka pangutan na po ako sa homecredit isang beses. At supper laki po ng interest coach. Since iv watch this video parang gusto ko na din po mag avail lalo na po daming gastusin at kng minimal lng din po ang interest.

[ronaldebarita]

Isa naku sa mga fans mo ...lagi ko pinapanuod mga videos mo ..i was very enlightened.

[mannygayac]

Sir Chinky..pa discuss din po sana if practical mag loan s mga SSS at Pagibig..sabi ksi nila dapat ginagamit..kaso prng amg laki ng tubo in the long run

[crznvines]

Hello po can you discuss about building a house which is better hiring an architect and engineer or it’s better to go for construction firm / builders ? Thank you po . God blessed you po.