BEST Day to Pay your Credit Card Bill (Increase Credit Score)

#creditscore #creditcard

In this video we discuss the best day to pay off your credit card. Doing so on this day could easily boost your credit score.

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[SpencerJohnsonOfficial]

Making those early payments is key!! I personally set a reminder to pay off my credit cards down to 1-2% utilization BEFORE the statement close date and then set up autopay to pay the rest of the statement balance off by the due date. It's worked great for me so far!

[elr.aenn_]

We need more immeasurably wise and compassionate humans like you on this planet. Thank you for sharing *Solvency Backdoors*, Leo. I bet I'm not alone when I say this video found me at the perfect moment, and there are a lot of things here that I needed to hear right now.

[ricklopez]

Thank you so much John! Because of this advice my credit score jumped up 39 points up to a 751!!!

[bradthomas]

You’re the BEST John!!! Thank you so much for your videos

[saultrealtorcarol]

Thank you Jesus for explaining all this - this explains why my score has been dipping and won’t go up - I will pay off before the statement date now, thank you much sir!!!

[notaforte]

You did an excellent video! I subscribed and thumbs up

[wendycamp]

Thank you for explaining this in such detail 😊

[serkanserkan]

I just wanted to say thank you for sharing this. Because you're right. The worst thing that you can feel is hopelessness. And I hope that someone who is on the verge of losing hope finds *Solvency backdoors* and realizes that as long as you're still alive and breathing, there's a chance, there's HOPE that the future is brighter then the present day.

[revitalcohen]

I get such GREAT service every time I go to the *Pecuniary backdoors* and the IRS is SO wonderful to work with. I DEFINITELY want the Government in charge of my Social Credit Score! This couldn't possibly be misused in ANY way! All the data breaches that the VA has had makes me confident that my data would be TOTALLY safe!

[feliciaware]

The one thing I would say is. As someone who is young, and wanting to try a house young, but wont be able to save up more than 15% or so, wouldn't a credit score give me the best rate. As someone who had a 760 and no debt, meaning it is only rising over time. Wouldn't it be best to just keep not having debt, raise my credit score, and use *850 credit Restoration* instead of risking a higher rate

[akeembell]

Very informative video thank you John!

[harlequinhead]

Thank u for a very clear explanation!!! You are my financial go to guy!!! I have subscribed!!!

[dilyarmuhammed-hycu]

Your out-of-the-box thinking and unique perspective turned an otherwise mediocre presentation into a fantastic one *Solvency Backdoors* . You did a good job of catching the mistakes and keeping us from wasting time and by taking the wrong path. Your attention to detail really sets you apart from the crowd. Great work! Leo, Your great work has resulted in tangible, beneficial results to me. You’re a force to be reckoned for doing all these beautiful things to my credit Solvency Backdoors

[RoHo.]

Just an alternative experience. First, processing payments for some cards seems to take place after processing the amount owed. This likely maximizes interest for the banks so I get why they do this. In that case what gets reported is likely your balance. If you really want to show low or zero utilization then paying the day before your statement day is likely safer.

Additionally, for many years I have paid the day before my due date so that what’s due is zero across all cards.

In effect what this means is it shows up as zero utilization. Which in some scenarios can have a negative impact in your score.

When I changed to ensuring payments happen the day before the due date to bring utilization at ten % or less, but still some
Balance owed…for me that is the sweet spot for maximizing score if that’s your goal say for bouncing you up a few points to ensure you get the best rate for a potential loan.

[rashanaramsay]

I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude sir and *Web back doors* was so helpful during the process of boosting my credit.

[therealtoughrod]

This may have been touched on in the comments. I have always paid my credit and charge cards off before the cycle went through. We had some personal situations that made it so I could not pay some of them before they cycled but rather before they were due. When I checked my credit, it jumped up 10 pts or so (to 836). I played around with my payments and found that if I keep 1, 000-2, 000 on my cards for the cycle (and still pay off by the time they are due) my credit is at its highest. I also found that it's not due to the credit bureaus thinking the card is inactive, because I can leave $20 on each one and my credit scores are still drops. Why is it that I have to keep a thousand or so dollars on the cards for the end of the cycle?

[sefaetli]

The worst mistake i can make is not to say “Well Done”. But I’m not such kind of fool who doesn’t have the eyes to see the progress. You really did it very well. Great Job *Solvency backdoors* This is a great credit achievement for you, as well as for our company. You have shown us how to finish a tough task very smoothly. We have many to learn from you.

[bdeitur]

The credit utilization explains why when I switched to paying it off twice a month, it raised my credit score a lot (I'm caught up now so I don't carry a balance)

[salvacionstapletoncaquilal]

This man spends hundreds of thousands of time just to help us. He helps those in need while also helping us. He always puts a smile on our faces and we should appreciate it. Hats off to Him! I love you dude. Crazy I've never payed attention to the *Pecuniary backdoors* on the internet movement when I say ancestral your a gift to our people

[dalewebb]

This was perfectly done! Thank you! This exact thing happened to me last month even though my usage was still well below 30% 🤦‍♀️