CREDIT CARD FOR BEGINNERS | CREDIT CARD 101 PHILIPPINES | What you need to know

Choosing a credit card? I'll explain the basics of credit cards in this video! People are either afraid of credit cards or want them for the wrong reasons. That’s understandable because a Credit Card is a tool, you can either use it to do good or harm to your finances.

Dealing with personal finances, especially since it’s not taught in school can be quite hard and confusing. I hope this video and this channel will help you out in the challenges we are facing right now with personal finance, entrepreneurship and adulting in general.

►Outline :
0:00 - Intro & Features
0:26 - Start of Video
0:39 - Outline
1:16 - What is a Credit Card?
2:08 - Different kinds of cards
3:09 - Credit Card brands
3:53 - Advantages of a Credit Card
5:48 - Disadvantages of a Credit Card
7:42 - How to get a Credit Card
8:26 - Requirements
10:10 - Types of Credit Card
11:38 - Fees & Charges
14:11 - Things to do once you get your CC
15:49 - Outro

►Sources/Links

► Previous Videos :

►SOCIALS

► Music Credit: DJ Quads
Track Name: “IT’S NEAR”

Disclaimer:
This video and description contain affiliate links where I may or may not receive a commission. This helps support the channel and allows me to continue to make videos such as this. I am not a financial advisor. Always do your due diligence.

KEYWORDS:
Credit cards ph, credit cards philippines, unionbank getgo, citibank premiermiles, metrobank femme, bdo credit cards, credit cards 101, metrobank credit cards, bdo cash card, adulting 101, personal finance, how to get good with money, manage money like the rich, handle your finances

[XavierSmithSchwazenegger]

Key take away:
"If you're responsible enough, then get a credit card. Otherwise, just stick with a prepaid or debit card".

[eliaria]

I wish I found your videos/channel before I got employed in 2019. I was really struggling on managing my salary on my first year of being employed even when I have a background in accounting and finance. So, just want to say thank you haha Keep making informative videos like this!

[rlmalonzo]

Thank you so much for this... I'm about to get a credit card as a fresh college graduate, you covered pretty much all the things I want to know...thank you, glad I've found this channel

[Dan-fxho]

so happy to see a Filipina (and a Cebuana!) discuss personal finance in a more relevant setting. Thanks for this!

[ninja_OORacer]

Credit card means you spend money you don’t have, plain and simple. Here in America, having debt is normal that’s why when pandemic happened majority of them were worried about losing their jobs coz of bills. Having savings for rainy days is a must unless you want to be “normal” e.i in debt. Just my two cents. I’m sure same principle applies in the Philippines.

[nikkicanceran]

Hi! So glad I came across your channel. I’m a newbie when it comes to personal finance as I just started really minding about money matters such as savings, investments, etc. I’m also planning to apply for my first credit card so this is really helpful. I hope you could make in-depth videos about investments for beginners like where and how to start especially with the pandemic going on right now. Thank you so much! I’ll definitely recommend your channel to my friends 👌🏼☺️

[letterstoalice]

Was in a coma and it took me a while to wake up... to top it off, there’s a pandemic haha so I truly appreciate your videos ty

[samanthamari]

I’m graduating from college soon and I found myself worrying more about how to adult lately. I’m so glad I stumbled across your channel. I take down notes as you discuss these topics!! Thank you. 😌 would also love to watch a get to know you video!! 🥰

[holygrail_]

Im grateful for your channel. It made me inspired as an adult to save and track my expenses. I am learning on your channel everyday, it was like a routine for me to watch ur vids everyday 😘

[biancadeguzman]

I was asking my Mom about the main difference between a debit and a prepaid card (I got confused). Glad I watched this video and I am grateful I finally understand it, keep it up!

[hyacinthanncasapao]

Thank you for sharing this. This is very timely for me since I'm thinking to get a credit card to use in starting a business.

[jadieey]

Love this! I just got my credit card this month. Thank you for this!!

[jess]

Been binge watching your videos for days now. I learned so much. Thank you so much!! <3

[debtfreeF]

thanks for the feature! :) so cool to see my name up there haha so important that people understand how to use credit cards the right way, because if they're used wrong then you're gonna be in very big trouble eeks

[janajoylipaen]

I just recently stumbled upon your vlogs. Grabe, super need to especially for young adults like me. It's like taking a crash course in financial literacy. I agree that financial literacy must be taught in school too. But thanks to your vlogs po, may you continue to share your experiences and tips in adulting. Have a blessed life :) <3

[JanRenzoTiangco]

Great video! I love how informative and structured your videos are. I'm sure you are helping out a lot more people than you realize (including future viewers haha). Keep them coming ♥

[jhorineliwanag]

Ms. Charm request po for video about secured credit card because I am still a student, hence, no proof of income and such but i want to build credit history/score.

I binge watch your videos and dami ko pong natutunan. Thank you po.

[KAfNGET]

Its my first time applying for a credit card. Ayaw ko na kasi umuutang sa iba. However on top of this. natatakot din ako mag credit card kasi big responsibility din tlga pag may CC ka. But this video helped alot and made me feel confident with owning one.

[whitty]

Thank u its so helpful, i just recently applied for a credit card and its a tier 1 . Glad that i was able to watch your video and i learned a lot ❤❤

[ariacandecevlogs]

Very informative!I'm about to get my first CC for my business more power💕