Ultimate Beginner's Guide to Climbing the Credit Card Tier List

Learn More About These Credit Cards Here:
👦🏻 TIER 2 - STARTER CARDS:

🧓 TIER 3 - MID-TIER CARDS:

💼 TIER 4 - BUSINESS CARDS:

👴🏻 TIER 5 - PREMIUM CARDS:

🧙‍♂️ TIER 6 - ELITE CARDS:

💳 OTHER RECOMMENDED CARDS:

Video Outline
0:00 Intro
01:10 The Basics
03:14 AVOID These Mistakes
07:21 The Full Game Plan
09:37 Tier 1: Baby Cards
12:10 Tier 2: Starter Cards
13:08 Tier 3: Mid Tier Cards
14:34 Tier 4: Business Cards
16:55 Tier 5: Premium Cards
18:07 Tier 6: Elite Cards
20:07 My Credit Card Sequence
20:47 Recommended Credit Card Sequence
30:09 2 Secret Tips To Get APPROVED For Any Credit Card
33:06 How To Unlock The Full Potential
39:35 How Redeem Points For MAXIMUM Value
43:35 What's Next? & Resources

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Disclaimer: Please note, that the information provided in this video is for educational and entertainment purposes only. It is not financial advice. Cryptocurrency investments are extremely risky and highly speculative, involving significant potential for loss due to market volatility. Do NOT invest more than you are able to lose. I am not a financial advisor, and my views should not be taken as financial guidance. Always do your own research and consult with a professional before making any investment decisions. Remember, your investments are solely your responsibility, and I will not be liable for any losses or damages arising from your decisions based on this content.

[djime]

This video should be played for senior high schoolers. Incredible value

[OroborusFMA]

By using the right credit cards with the right bonus categories I get 5% off on gas, 5% off on travel, 5% off on utilities and streaming services, 5% off on groceries, etc., etc. Combine with specials, coupons, etc., and inflation doesn't exist in much of my world. And they often offer on-time special offers like 10% off your local grocery store chain. This weekend I used a 20% off at Old Navy to buy a new belt. And I still got 1.5% on the card for the remainder so it was like 21.5% off. My CVS drugstore often gives me a "40% off any one item" and then my credit card has a 10% off at CVS. Fifty percent off one purchase! Game the system!

[jaredthompson]

I don’t think enough people give thanks to the credit card influencers/content creators because without them I would have no idea how to use a credit card or where to start. Thank you so much to all.

[salihkaraca]

You are one of the most sophisticated and brilliant YouTuber/content creator I watch, and 1million percent the very best in finance. I appreciate all of your content thank you for *Prime consultant 001* much love from Chicago

[davidgonzales]

I get compliments on my credit score and my credit card knowledge all the time, whenever possible I recommend this channel first, keep it up bro 👌

[EthanPatrick_CreditCards]

I was also taught to stay away from credit cards. But when I needed my first loan I had no credit, and I paid a higher rate.

Now I use credit cards all the time, and I'm doing a lot better financial because of it. Glad you're teaching everyone about credit cards Brian!

[TheCreditFrog]

This was a solid video Brian - especially the new and updated Recommended Card Sequence! Thanks for putting in all the work to come up that strategy!

[__tebane]

I’m a huge fan of your channel! My credit card journey started back in October 2022, and I have a pretty good set up with all the credit cards I need! Your videos have helped me go in the right order, being able to hit all my welcome bonus offers and all the points and miles that come with that. I look forward to do some traveling in 2024 so credit card have really been an awesome addition to my finance strategies. You do have to be financially responsible and very well educated to get the most out of them, and you’re helping us get there!

[pop_tart]

This is such an OUTSTANDING video! I feel like I’m so late to the game being 31 and from the Caribbean learning about credit so late. I’m already in debt and I’m trying to figure out how to get my ish together. Thank you for this!

[NeoSoulCrew]

Yeah 5% back on purchases made you a millionaire...

[foto]

About a year and a half into the credit card world...I jumped in hard and deep...watched a bazillion videos, really thought about my budget and matching cards, and got a lot of cards in short time (7 personal and 5 business cards).This includes a mix of no annual fee cards up to cards like the Platinum. Redeeming for travel so definitely learned I prefer points over cash back. Credit score also went up like 60 points to mid 700s which was also one of the goals (still would like to be in upper 700s. Even though I can justify value, I still need to watch the number and amount of annual fees going forward. And now have to wait to be under 5/24 till March 2025. But really have most of my based covered and could just go the next year adding no new cards (but sure some welcome bonus will tempt me)

[dizzyMongoose]

Nice comprehensive vid. Just a heads up, I see a black screen from 21:55 to 22:03 when you're explaining what the 5/24 rule is, seems like there's a missing graphic.

[chrisoverbey]

Professor Jung. If I was MIT, I would have already hired you to work as a student financial advisor/ guest lecturer

[isabelhernandez]

Always providing helpful stuff. Thank you!

[Great-Scott]

This may be the best video on this topic. I'm pretty far along, but I've sent it to my family members just starting on the journey. 👍

[joshuaorbito]

20:34 "I followed a strategic strategy" -Brian Jung 2023 LOL jk love your vids bro

[abedpopal]

Hey Brian, love your videos. They’ve helped me lots with learning why credit cards are important. I’ve been building my credit for 8 months but I want to apply for an Amex card soon. How long do you believe I should wait for before applying?

[patrickyeboah]

Thank you so much Brian this was extremely helpful ❤

[exxzit]

I have the bilt card. I love it so far. Racking up points. Very straight forward.

[bladejames]

Glad you cover this for people who are unaware.