How to Find More Money in a Tight Budget

Whether you’re cutting back because you’re having a hard time keeping up with rising prices or because you have a financial goal you’re really trying to reach (like a fully-funded emergency fund, for paying off your debt, or for retiring), let’s talk about finding money in your current budget.

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We're Hope and Larry and we love practical frugality. We raised our four sons, debt-free, including paying cash for our home when our income was well under the national average. For tips on saving money, budgeting, paying off debt, and setting goals (while living with a spirit of joy and abundance), subscribe to us here on YouTube and visit us at our website and on social media.

Information on Under the Median represents our opinions only. We are not medical doctors, medical professionals, nutritionists, or investment professionals. All content found on Under the Median is intended for informational purposes only. Please be sure to exercise due diligence and always contact a professional with any questions you may have regarding any information you have seen or heard on our YouTube channel. Use caution when following instructions in this video. The creator and publisher of this video will not be held responsible for any adverse effects that may arise from the use of any method on this channel.

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[VickiGraham-cxiz]

Little curbside table on my way to and from work offering a few random vegetables for FREE - was able to pick up 2 small eggplant yesterday and a yellow summer squash and 2 tomatoes this afternoon. Grateful for generous people who share their bounty.

[rhondawilson]

We switched to Verizon internet for our firestick. Savings on streaming service and cable. Several restaurants desperately want business so 2 for $20 or $25 and $5 meals at Burger King Arby's and KFC but stretching the freezer supply. Thanks as always Larry and Hope!

[sherrylyons]

I found a 79.00 part for my 1986 washer to fix so I didn't have to buy a new washer.

[CentsibleLivingWithMoneyMom]

Excellent video. I appreciate all the research you put into this. I love having separate accounts.

[rg-mihh]

We were out of mayo for a month or two. Wasn't going to pay what they are asking either. Finally got to Aldi and got some for $3.29 for a big jar of Berman's mayo. This inflation is pretty challenging. We are using margarine for toast and only baking with butter. We are using an 1/8 of an onion for dishes instead of the whole onion. Little things add up.

[GEAUXFRUGAL]

Ok what's my favorite YT couple doing today? Hopefully it will be GOOD news .

[victorwadsworth]

Free Primary Care Doctor visit today. Bought Cobra Kia t-shirt at Goodwill yesterday for $2.19 + tax.

[melindastookey]

Having a short term emergency fund as I get our long term emergency fund fully funded has really saved us in these last few months because my health insurance was deactivated and I've been paying out of pocket for medications and other medical needs. Now I'm replenishing the short term fund. We're also as of this year no longer living paycheck to paycheck by using a lot of tips from your videos ❤

[victorwadsworth]

Buy size car to fit your needs, not everyone needs a guzzler.

[unamary]

I qualified for a electricity rebate program of $40 a month in Ontario Canada. My bill is now only $12 a month as I am very careful with my usage.

[SarahFox-yf]

We no longer order from Amazon and are about to discontinue paying for Prime. I will have a celebration when my husband finally agrees and cuts Prime! We really do not need to be paying $15.99 for “free” shipping when we have proven now over the past three months-we do not need Amazon in our lives. 😊

[pammie]

I can't remember what ya all said Abt a toaster oven. Is it cheaper to do a toaster oven then then the regular oven. I'm thinking it is.
We got rid of our cable and just use the free apps. We conserve on our electric. We've seen a big difference. Thank you for making videos. I've learned a lot from ya all.

[JustBrenda]

Too many commercials at the beginning. Geeez. But lol I do appreciate both of you! Learning a lot.

[gvon]

Grow your own chives and green onions in your window and trim from the top so they'll regrow!
Also, making homemade butter is so easy ~ just look for videos for simple homemade butter.

[eweizenbaum]

Government agencies are directed to cut 10% off their operating budgets almost every year. Many corporations are forced to cut 10% off their budgets almost every year. Review your personal budget and take a fresh look. You may be surprised.

[marymanning]

Just cancelled a subscription I had forgotten about for £70 plus £80 refund, which is going into my car fund.
Made up a use now food box an found I have enough pasta, rice, oats and sauces to last the year😀
Uk pensions will be increasing approximately £45 per week next year so will go into car fund.
Found 4 items to sell so car fund looks good.
Just one more thing. My son was about to buy a new work van for £15000 because his current one needs a £1000 of work. After a chat he is going for the repair. 👍
Thanks for all the tips

[LauraMacMillan-elkc]

Small expense cut: $5/month for "overdraft protection " on my chequing account. I have savings! I haven't needed that ODP for probably 30 years. But I got so used to seeing that DING on my bank statement at the end of every month that it just didn't register in my mind anymore. It doesn't sound like much; but I really wish I had that wasted $1800-plus in my savings account now.
You really do have to look at *everything!*

[victorwadsworth]

Bought three 325 reading glasses at Dollar Tree, thought they were $1.25 but receipt read $1.50 each. Item I like to have bakstock of.

[sherrylyons]

I email manufacturers and ask for paper store coupons through the contact us link. Get great coupons for what we eat and save some extra grocery money.

[jennifereriksen]

When Hope does the intro on her own and you think there’s no Larry this week 😮