5 Things I CONSISTENTLY Do on a TIGHT BUDGET to SAVE MONEY & LIVE A FRUGAL LIFE

When living on a tight budget, since I first started this frugal journey, here are 5 things I do consistently each day to save money. They may seem simple and even possibly redundant, but they are the backbone to how I save money every day and life a frugal life. As I said in a recent video, it's what you REPEATEDLY do that will get you the results you need and want.

~KATE KADEN COMMUNITY~

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[jasminebehm]

I have to shout at the rooftops at how good it feels to pay down debt. We can’t always share with our friends and family this information because they don’t like to talk about it. We have paid of 20k in 3 months!! We have 3900 left on credit cards then we are credit card debt free! On to the one vehicle with a balance then the house!

[danigrigorescu]

Intermittent Fasting is saving lot on grocery and also keep you in a good health and full of energy 🎉

[jeffreyphillips]

This is why I go out for coffee. I live alone and I'm quite alright with that, but still, I need human contact so I meet 2 friends at Huddle House nearly every morning for coffee and conversation. I have no other social involvement where I live, so this is what I have budgeted for and I don't eat out much at all. Maybe once a month I go for Mexican food because I love it. Give me that and I'm on board with all else you say. 😊

[tracygellatly]

We lived on one income when I stayed home with the kids until they were elementary age. When I returned to work we continued to live on only one income, saving my earnings to pay off the mortgage early and save for retirement.

[sherryjasman]

I am new to this
at age 57, so I really need this help and encouragement. After my husband passed in 2013 I have been in a financial nightmare, so to find Kate is a blessing to me. so, here I go wish me luck

[rev.ruthe.gallot]

Things that I do regularly to save money include: Because I work from home a number of day and on the other days I am on the road seeing different people, I have the luxury of being able to wear the same clothes more than once in a week. The nicer clothes I wear when out seeing people I will change out of immediately when I get home and can often wear at least another day because I do not get "dirty" on the job. The comfy clothes I wear to work at home on the computer get worn sveral times. Saves money on wardrobe and laundry. I also never leave the house without a wate bottle and eith lunch if needed or a snack, "just in case". I may not eat it but I'd rather have it just in case i end up being caught up at something and stat driving home later and more hungry or thirsty than I anticipated. I do cash envelopes but every big bill (like annual insurance payment, all Christmas shopping, etc.) gets paid on a specific credit card and immediately paid off using my sinking funds so that I can accumulate teh travel benefits. I also make "planned over" meals, sort of like left overs but I make them intentionally. As I live alone if I make a casserole, it is always too much for one and reheating can kind of dry it out. So I make the whole resipe, divide it into small seperate glass baking dishes, all but one of which I will freeze uncooked. This way, I always have an assortment of options in the freezer from which I can pull out one the night before, stick in the fridge and them just put into the oven when I get home and it doesn't feel like just heated up left overs. Great video, thanks!

[LiveFree]

This was really good. I caught credit card fraud just last month on my account because I check my card account two to three times a week. I use that card to earn free groceries and pay it off immediately after using it. I’m mortgage and debt free. 🙌🏽❤️

[thesimplesquirrel]

I’ve tried to do cash envelopes so many times and I feel the same way! It’s easy for me to pull from other envelopes, lose track of my spending, and then there’s so record. Seeing all those charges in my account hurts more!

[susanclaire]

I buy almost everything on credit cards because it enables me to track every purchase AND I get rewards.

[grace]

Yes coffee at home!!! A co-worker buys coffee at a drive thru everyday but complains of never having enough money and every time I see it I think in my mind cha Ching 💵 there’s that extra cash

[crterwil]

I use cash for my groceries once a week. That keeps me in check. I also save all receipts even if using cash. Looking at all those receipts makes it real. Love your channel. Thank you for keeping it real!

[Helen.G.]

ohhh the bliss of morning coffee at home before anything else ... the sheer euphoria

[carriesmith]

Things I do everyday to save money are eat at home, take food to work for lunch, yes take advantage of free spring water at work, avoid shopping after work, have premade meals at home from my batch cooking that I can just stick in the microwave to heat up. Engage in free entertainment ie a walk, talking on phone, YouTube, online games, reading, making and selling things on Facebook.

[libbysworld]

Happy Frugal Friday. I paid off one of my credit cards today! IN FULL! Done... 3 more to go...but one will be done in 2 more months and then another in June... Then the final one in December.. if not sooner! I do all of these things that you mentioned. It works..

[alonememe]

5:18 Finally! I feel the same Kate - spending cash is so easy and painless, but seeing balance on my bank account hurts.

[nancyhuff]

2 weeks ago I made a roast chicken, kept the carcass and fat to try and make my first ever chicken broth. Today, not feeling so well and thought to give a try and make broth. I only put onion powder (did not have celery or carrots) the house smells so good and tastes delicious!! WOW, I can now make my very own Chicken Broth for homemade soup!! #Win #SavingMoney #StayOnBudget

[pigletsbank]

Little things I do
Shop ones a week (stay away from (online) shops
With a grocery list
Based on a mealplan for breakfast, lunch and dinner
Based on real bargains
Afther I checked what's in de fridge, freezer, pantry
I buy what's on the list and back home straight away.

Cook simple meals from scratch like Asian stirfried veggies or fried rice, noudlesoup, harira or Italian minestrone
Make filling soups in a large batch for a couple dinners every week, freeze some for next week
Cook one pot casserole /stew or pasta in one pot (boil veggies at the last couple of minutes and use less water or pastasaus and some water to cook the pasta in)

Keep heating low or off (especially when I am not at home or a sleep), put on layers, wear a thin head at home or a buff
Leave lights out except the one you need to see what your doing at this moment
Shower shortly
Linedry clothing
Close curtains when it's becoming darker and cold
Open curtains and use daylight

[christinabryant]

We eat at home almost always now. That didn’t used to be the case. Also: Reigning in my impulse Amazon shopping. While I appreciate the convenience I make myself wait before ordering to make sure it is a need and not a want.

[Rglazapple]

I have my coffee at home and I spend at least 30 minutes doing “free writing “ on why I want to save money and any temptations I am experiencing.
This has helped a lot during the No Spend January. I write my goals etc. If I spend, I take some time to reflect as to whether it was needed or an impulse helps me figure out the triggers or the reasons. It’s helped me get in a good frame of mind before heading out the door. For example, I have slipped $25 worth of impulse used book purchases this month, but I am ok with that and will work on avoiding the library used book store in February. Lol. This means dropping books off and picking them up at the drive through windows because I know the bookstore is too tempting. Lol.
I am continuing my no spend January into a “Financial Freedom February “ with the same guidelines. I have a couple knitting classes coming up that I have to buy supplies for, but I am writing a bare basic amount of funding in for those.
Cooking at home and meal planning at least a week at a time has helped with both grocery shopping and knowing what to cook.

[jeanneroy]

A good topic might be: how to treat yourself on a budget. I’m a (retiring) therapist and know that emotional spending is a real thing. What else is going on in a person’s life that might need a second look? Relationships, physical/medical needs, family issues, spiritual growth, mental/intellectual curiosities, etc.