Beating Debt Collectors - Should You 'Sandbag' them at Trial?

We are often asked whether it makes sense to hide - or at least not to mention - an obvious weakness in a debt collector's case. Should you wait for trial? or file a motion to dismiss or for summary judgment? It is a question of strategy, but we argue here some reasons you should consider going with the motion - attacking as early and as often as possible even though it gives them the theoretical opportunity to fix the problem.

debt, debt collectors, fair, fair debt,fair debt collection, pro se, fdcpa, unfair, unfair debt,unfair debt collection,how to win,how to beat,sandbag,surprise,sneak,pro se,debt defense,how to defend,trial,lawsuit,law,debt law,credit,credit card,credit card debt

[garcii]

This is a verry well presentation in my view. Im not an attorney but I have alot of experience in the court systems especially Federal Court. If I was dealing with debt suit, I would go thru the discovery process and if they can't get what I want, then I will file a Motion to Compel and in camera review and set a hearing. I would do this before Summary Judgment. Everytime this is done PROPERLY they will dismiss the case because the judge will force then to produce the documents.

[kingoflatinchannelprofesso]

so how should i go about eliminating a car loan since the debt is not realy mines?

[bobbyblan]

i'm being sued by a debt collector for a hospital bill. I answered the court summons originally, I requested debt validation. After awhile they sent some sort of proof in a letter plus they are asking to have phone hearing on a certain date. They also asking me to call them before the phone hearing to settle. Otherwise it will go to default. What does this mean? How do i approach this from here.

[garcii]

I agree with you there is more than one way to skin a cat. Sometimes it works and sometimes it does not. When it does not, since I am experience with this, I would definitely appeal especially when I know and they know that they are wrong. I like all your videos well presented.