I Was Sued By A Debt Collector

In this video, I'll talk about my experience of being sued by a debt collector and how my case was eventually dismissed.

I'll share the steps I took to fight back and win, as well as what you can do if you're ever faced with a similar situation. So whether you're worried about being sued or are just curious about what happens in a court case involving debt, this video is for you!
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[NikkiAndrews_]

I was sued by LVNV and I submitted a motion to compel arbitration and stay proceedings, the week before my scheduled court date LVNV dismissed my case.

[Rarjona]

P.S. No, Social Security and Veterans Benefits are generally protected from debt collectors. If your payments are entered directly into a bank account, debt collectors cannot garnish your Social Security or Veterans Benefits to collect debt. Only for Veterans :)

[BrianMason]

I just stumbled upon your channel…..I subbed because I truly appreciate all the straight forward genuine info you have shared in this video. If a debt collector buys a debt from someone you defaulted on years prior, does this start the statute of limitations over?

[GAFB]

Medical debt and collection is the worst. I have some debt collectors trying to hound me for debt that I do not and have never acknowledged is my debt because it arose from biling errors between the hospital / medical service providers and insurance.

It's frustrating. I am someone who pays my legitimate debt. In fact I'm a nearly debt free, only a mortgage. But I will not pay debt or bills that are in dispute or arose from billing errors. Even legitimate medical debt is the worst. Its not like people asked to get a disease, injury, have an accident, etc.

[TrinityLinkq]

Hey i have a question. I got sued my credit company for 2400. In CA, but i havent lived there since 2019. I live a few states away what doi do

[carolinaskies]

Midland is trying to sue me on a debt that was taken out in 2018 past the statue to collect in SC. I called them on it and they said if it has pass we wouldn’t be allowed to collect

[bushfamily]

I'm looking up my case# and it's not coming up but a sheriff dropped off a card to give him a call for a civil matter?

[alp]

I was 17 when I was hit with a collections that I had no knowledge of until last year. I have not opened or did anything beside get ready for college, I wondered if I could fight this?

[polancoloammi]

Hi again let me ask you another question I leave in nyc if I move to Florida and the status of limitation in nyc is 7 years and in Florida is 5 years the count will be at the state a leave right ? Like if I live in Florida, it will end in five years instead of 7 right?

[Blueskyification]

I'm being sued by a debt collector out of state, serve legal paper to the wrong address and sent back. I was called by a private phone call! I didn`t give any address of ss#? what should I do?

[chimichurripapi]

Does an email count? I have not recieved an actual letter yet

[mrstrinimarinelife]

Hi, I have a question. I got a phone call yesterday stating that I’m getting sued for a debt I thought I have paid off back in 2000 but everything that I’ve research tells that I can’t be sued for a debt that’s that old. Do you by any chance know if this is true or not?

[gbengoosewuru]

A guy showed up at my door at 8:50 pm and I saw through my ring camera that it looked like a cop because I saw a badge hanging frm his neck. Opened the door and got served for unpaid credit card charges - $25K. The documents included an old statement from February 2023.

I was flipping a house and things went south with the funding and to keep things going, I had to use the credit card. House is still on the market and hasn't sold yet because interest rates are so high. I was hoping to pay off the card when the house sold.

Think I have any chance of beating the case?

[Itsshauntee]

I recently just received a letter in the man during me for a repossession I had what should I do ? They’re during me for 15 thousand dollars

[DixiecratDemocrat]

I got a letter in the mail, demanding 15k for damages I caused in a DUI. Nobody was hurt thank god. I passed out and veered into 4 parked cars. 2 severly damaged including my own 2 minor damage. I had full coverage for my car but only 5k for repairs to other vehicles. 1 asking for $750, 2 asking for 2k, 3 asking for 6k and 4 asking for 15k. My insurance is trying to settle the 15k is the only one holding out and willing to pursue legal action. I'm in escrow rn to be a 1st time buyer, I have the 15k but I prefer to pay them after I close, fyi it's not on my credit report. They sent the letter in November, do you think they'll fuck with my credit by October? Or do u think maybe next year?

[TribeofDavis]

What do you do if you never received the notice you were being sued because you moved, and it was ruled in favor of the collection company? Even if I have to pay I still want to know what if any negotiation power I have before paying or setting up an arrangement?

[dougs]

What if you don't live in the USA any longer can they still sue you

[BreEaszy]

I got furniture financed for 1300 and now being sued for $8000 9 years late with an interest rate of 40%… my state limitations is 10 years. I understand I owe this debt and would like to pay it but they’ll only go down to 4500 lump some. Is there anything else I could do 😢

[DemonSlayer]

I received a letter saying I went to court in virtual but I never even went to court when I got sue … someone else personated me that I went to court … how can this be ?

[marybellybarra]

I got sued and my bank account got frozen on the amount of funds owed