How to Pay Off High Interest Credit Card Debt

All you need are two tools to follow these 5 steps to pay off high interest credit card debt quickly and effectively. This is the best way to be organized and create a plan to pay off credit card debt fast!

The two tools you need are:

--------

--------
📝CHECK OUT THE HOW TO CONTROL YOUR SPENDING WORKBOOK

--------
💌 READY TO BUDGET?

--------
💻 SIGN UP FOR BUDGET BOOTCAMP

--------
🌟 My favorite money-saving app: FETCH REWARDS

--------

--------
My favorite FREE car insurance quote comparison tool:
GABI® NOW EXPERIAN®, FOR AUTO INSURANCE

--------

Disclosure: Links contain affiliates. When you buy through one of my links, I will receive a commission. This is at no cost to you and helps support my channel!

[gauravsrivastava]

Very helpful video, thank you for sharing your knowledge!

[martyedgar]

Thanks for increasing my knowledge in personal finance and investment, I recently subscribed to your channel. I want to give a big shout-out to all those working tirelessly to earn a living and build wealth during this recession. My husband and I are both retired and debt-free, and we're living smart and frugal with our money. Despite the recession, we're still earning passive income thanks to our savings and investments in the financial market. Investing lifestyle has enabled us to earn a steady monthly income through passive means, and we're grateful for it:

[privateprivate]

Budgets and expenses dont help me because I already know my outgoings are low. Time to find videos that focus on increasing income rather than debt.

[crystalwimperis]

I’m doing the same thing right now, working to get rid of my cc debt. With my next paycheck, my worst offender (APR 22.65% 😩) will be paid off. I can’t wait 🎉

[chodkowski]

Her system works well. The biggest payoff help for myself was to cut spending.

[travisowens]

so my strategy was to pay $20 dollars a day on one credit card for 2 months plus the monthly payments. i might still do that but im going to give this strategy a try.

[stevenjustice]

The debt avalanche is just mathematically faster than the debt snowball. Dave Ramsey is always saying you "dont get a pass on math" and "children do what feels good. Adults devise a plan and follow it." Then he says the opposite with the debt snowball.

[verdinate]

can you get rid of the noise under -30dB in an equalizer when editing? the white noise is a bit too harsh on the loud silence.

[rwerprz]

It also depends on your Pay Rate, the more money you make the faster it can be paid off..

[madlad]

1 my $100 phone bill is $60 for service 20 to the phone itself and 20 for phone insurance the problem with this is do I really need a flagship phone.
2) the avalanche method may save you money but it requires extreme level of financial discipline. For the everyday person do the snowball. It is so encouraging to see accomplishments that’s push forward into bigger and better things. Like when you wake up and make your bed boom beds made so you’re not going back to bed maybe you want some coffee but your mug is dirty wash the dishes might as well wipe down the counters well now you have all the dirt on the floor so let’s sweep you just swept so now you’re mopping and Holly shit you cleaned the kitchen 👏 👏 👏. But you need to have the mind set to better and be better

[thefunfam]

I can only get a couple to lower Apr I’m in way too much cc debt and can’t balance transfer

[zardon_zane]

I need to do this right now, my current salary is not enough to pay minimums on each card sadly, lost my phone on an uber so I don't have apps for some credit cards but I will get a day off from work so I can go to the bank to get the apps running back and I will get that debt off the cards

[pattygreen]

Any tips on paying off college loan debt I have two teens just finishing up.💜

[isaiahcry]

I been paying my cards weekly. Little payments a week so when the payment is due the balance will be smaller. What do you think about doing it that way?

[Mountainsever]

My issue is i only have 1 credit card. I owe about 8 grand on it and i work/live paycheck to pay check. So any extra cash i have is meant for food...any advice on how to get out of that? Yes, im trying to find a better job

[NeoSoulCrew]

Life is too short to stress about something like a 6 dollar sub. And Tmobiles coverage sucks. It's funny how people will overpay for good insurance coverage but will be on a budget phone carrier.

[greenghost]

my credit card debt is 2 dollars but I literally can't figure out how to make payments.

[oscarpalaciosjr]

Why not just do a balance transfer to a card that has a promotional period of 0 percent interest and pay it off faster.