How to Pay Off Your Maxed Out Credit Cards with ZERO Cashflow!!!| @JustJWoodfin

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Disclaimer: I am not a financial advisor. Do not take anything on Youtube as financial advice. Always do your own research. Consult a professional investment advisor before making any investment decisions! My youtube channel is for educational purposes only!

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*Disclaimer: neither this video, nor any content produced by J. Woodfin should ever be considered investment advice or official financial advice. All content is made for entertainment and educational purposes*

© J.Woodfin

[vernamoctezuma]

Amazing video, you work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires

[marylamb]

My grandmother never had a credit card and never borrowed money. She had zero financial anxiety. She saved her nickels and dimes to buy a house with cash, and she saved her nickels and dimes to buy a car. She lived to 103, and never had diabetes, cancer, arthritis, nothing.

[VolkanAsli]

Great work Cynext solution so glad you are out there fighting these lowlifes. We need to do all we can to spare the elderly and the general public from these despicable scammers! Kudos to YOU!! You deserve the Nobel prize for keeping us safe big up brother.

[viviakay]

Sir. Sir. I am in tears because I couldn't believe that video title. You and the algorithm may have just saved my life. Mostly you. God bless you and keep you.

[bumblebay]

Transferred my car balance to a 12 month 0% interest credit card. No more car payments. Will pay off credit card in 8 months.

[SerkanGokten]

The efficiency of Cynext solution is next level. Managing walkthroughs from various angles with such clarity is remarkable. Making complex topics easy to understand is really something. Awesome work!

[yogiegemini]

You told us this once before. I stopped using my debit card and used my credit card.
My credit score jumped up 50 points. I was one point away from the 700 club. Thank you

[altruisticenergy]

Your voice assures me that it will all be okay. Thank you for this information.

[joeprincipato]

I have seen this method before and I am on my 4th month of using it, and it honestly has lowered my minimum payment amount, lowered the finance charge, lowered my balanced owed, and raised my credit score over 80 points... this card would have taken me 8 years ore more to pay off, but I might be able to do it in less than 20 months...

[Yoouna]

Awesome credit news. I was that hamster working to pay my credit cards, and that shit will keep u up at night and broke. Believe me, for 12yrs, I call it modern slavery. I don't want to do that again. I'm totally out of debt & I'm going to keep it that way now that I know the game. Got out of debt doing the Pandemic on unemployment checks & paid every bill down to zero & my husband woŕking at the time really helped. Pray God 🙏🏽

[SuleymanYusuf-oy]

The efficiency of Cynext Solution is next level. Managing walkthroughs from various angles with such clarity is remarkable. Making complex topics easy to understand is really something. Awesome work!

[mariajurado]

I like how u break everything down for us visual learners plus your voice deep and clam and no fancy big words 😂

[tg]

Anybody struggling with this too please join me on saying wth! The moment your credit card is over the limit your credit bureau gets pinged. But when you pay off your credit card you have to wait. How great is that!

[cjmckaena]

I still don’t understand, but your voice is soothing

[fitima]

Great information. Consumer debt is at a all time high. It usually hit Black households even harder. Don’t give up my ppl just be intentional on solving the financial woes.

[sarahrice]

This is 100% the perfect description of what I did to save myself from crushing debt years ago, and how I've now been hoping to teach my college age sons to do to avoid going through what I did. Thank you SO much! Be blessed!! <3

[onilaja_o]

My mom just sent me this after I was telling a friend on a call that I was going to take a loan to pay off my credit card. Thank God I saw this before I took that loan!

[kevonb]

I know about this concept. Put all money on credit card. Use the credit card if needed. Repeat the process each week or month

[djtgrind]

I wish I can post screenshots in this thread! This man got my score over 800. He basically took all his videos and put it in this one. This can be done NO FAKING. Just like he said the $240 is a joke if u can't make that in side hustle u will never be out of debt. Thats $8 a day. Now imagine if u go beyond that and use you side hustle money as your food expense. You don't hustle u don't eat. Bring in $1000/month or $33 a day. You will praise this man as much as I do. J, Major respect brother I thank you! (NOT A SPONSORED COMMENT)

[JustJWoodfin]

So while I mentioned the the math from the video I got this breakdown from was flawed. My math on the interest rate was off!🤣 For some godforsaken reason my math is based on a 29% interest rate not the 30% interest rate that I showed in the model. I literally have no idea what I was thinking or how I did that or why. The total interest rate is about $10 off. It should be closer to about $252 on the $10, 000 not $241. Don’t bite my head off in the comments!