How Do We Save and Pay Off Debt at the Same Time?

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[rebeccagreen]

I’ll be debt free in two weeks. $2700 to go 😩🙏🏽

Edit: I am 100% debt free now ❤️😩

Edit 12-26-2021 I have now saved 6k😩🙌🥺

[tylerjenkins]

I followed Dave’s plan. With a baby on the way as well. My wife and I got our emergency fund setup and we kept attacking our debt relentlessly. 90k in less than 3 years. It’s possible just put your mind to it and follow the steps!

[JDizz]

Dave will never be unemployed... People ask the same questions over.. and over... and over..

[TheDragonHealer]

Looking at debt free at the end of 2020. I can see the light.

[LuhRen]

I pray for ppl in debt. I've never experienced it but the stress and anxiety I feel just listening to some of these people's stories is enough for me to feel how they feel. I hope everyone can be debt free. It's the way to be.

[Mochachocalatteyaya_]

Binge watching Dave’s videos after I got off track. I have got to get this debt paid off!!!!

[camillacvc]

I’m a new listener and have been binge watching all Dave Ramsey’s videos. I’m on baby step number two now and hope to be debt free by the end of 2021. I can do it! I have never been so excited to record all my expenses and follow through. Gives me something to focus on and look forward to. Crazy how much we spend and don’t realize until we put it all down on paper. I’m SHOOK!

[theayegerlehner]

January 2020 I began each payday setting aside $1 bills for trip to my son’s in October to cover food costs. Saved $5 bills for my kids Christmas! Done by July. Debt free owed $12k! Keep your budget simple—- keep your life simple! My first big debt was thinking I had to have every baby object! Enjoy your baby!! Give them you’re time!!

[Je.rone_]

Create a system of sacrifice and self-discipline

[shellyagourmet]

This guy is so lucky he has family with money already the fact that his mother gives him money and he just got an inheritance is a huge blessing. I have none of that whatsoever good luck guy

[Porterhabazz]

I’ll be debt free by the end of this month. Speaking it into existence. Thankfully, my debt is not too much.

[ludens]

Can’t save money when you owe money with interest Common sense. You can have $40k in the bank and owe $50k you’re $10k negative. You’re broke. Build a small emergency fund and pay off your consumer debt

[ryanzavala]

Dave Ramsey stopped me from buying a new 2022 Camry and suddenly have an appreciation for my paid off 2004 expedition

[MostDopeCritic]

$8000 in debt, paid down to $3999 I feel much better !!!

[Malik-gzrs]

You are my motivation, sir! Keep the knowledge coming

[DeionSardines]

People need to realize you can do both, you just can’t save as much as you should pay off debt first.

[unrealhighlights]

I love when Dave turns to Rachel and Rachel already knows it’s her time to speak

[icu_corey_rn_]

The steps WORK… it’s amazing how when u have a plan and give every money a “job” with just a small amount of discipline how efficient it is. I know it sounds silly and elementary but I was never taught this

[devinparker]

moving from NY to California is like going from a train wreck to a plane crash

[yowmemperor]

Moved from NY to CA, Dave immediately shakes his head lol. Baby step 1b, leave CA so you can have $ to pay off debt?