The 1 Tip I Used to Pay Off Credit Card Debt Fast - Even On a Low Income!

In this video I'm sharing the one tip I used to pay off credit card debt faster even when I didn't make a lot of money!

✨Time Stamps
0:01 Introduction
0:43 The backstory
2:55 What is an APR?
3:56 Step 1
4:39 Features to compare
5:56 Step 2
7:19 Step 3
8:04 My card recommendations

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🤗About Me:
Hey I'm Dyana, single mom of 2 and the creator of Money Boss Mama. After becoming debt free, I now share my life on a budget and money tips as I work to create generational wealth!
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Disclaimer: I’m not a financial expert, accountant, or anything related. I am not qualified or certified to give financial advice. This channel’s content is not to be construed as personalized advice. However, I am sharing my personal experience and individual opinions. If you are looking for financial advice, please seek the services of professional advisers.

[skoopqueen.]

I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made. Great video! Thanks for sharing!
Very inspiring! I love this

[terencescott]

I feel you on that attack your cards like a maniac. It made me laugh because that's what i'm thinking in my head all the time. I make so many payments a month it's crazy. One little trick I use is even when a payment is not due, i'll look at my checking account balance and if the ending is lets say $974.23 I will send the $74.23 as an additional payment. And I do it all year long. It puts a big dent in things.

[BrandonZickefoose]

Listen, that moment when you had to stop filming to be a mom and then come back WAS EVERYTHING! Honestly made it feel so much more relateable and I tuned right back in because I was zoned out for a moment. Thank you for all that you do! I have the same "never gonna get this done" feeling and I really needed that! <3

[willster]

All I know, if someone shares information that help them out and could help others……they are on the right path to more success! Keep being a blessing to yourself and others! Awesome Content! I absolutely wish you and your family the best!

I just got approved for the citi Diamond card and it has a 0% APR for balance transfers for 21 months! About to take advantage of it 😭

[aylacd]

I started being more intentional with my financial freedom goals at the beginning of this year. Listening to your experiences and wisdom has encouraged me to be patient in this JOURNEY

[c.parker]

Tip, when you get the 0% balance transfer card, setup an auto payment. Once that is done, DO NOT use the card. Only use it for that balance transfer. Pay down your credit card.

[cassiebrunson]

Thank you so much for the relate ability, the pause for motherhood and balancing life is everything ❤❤❤

[KourttneyL]

I freaking love your personality. I keep coming back to this video because it’s can’t seem to pay off my debt 😢😢 but I’m still working on it!!!

[HD-nfvs]

Thank you! And bless you for being a mom & helping our future!!🌍

[Heartadia]

Godspeed Dyana! Single mom's have the toughest job in the world. I was brought up by a single mother and you guys are the toughest out there.

[missgui]

If you have no self control, do not get a CC.

[latresha]

Thanks for the video. I just did this. The only problem was the new card didn't have a high enough credit limit to cover my entire debt. But every lil bit helps. So now I have 2 cards to pay, but one is at 0% APR.

[GinaGraves]

Thank you!!!! ❤ I’m going to put this plan into action!

[carollee]

Thank you so much for the information you shared here! Such valuable information! I will be using your tips to help me pay off my debt.

[erinschulten]

This is very helpful and realistic. Thank you!

[ridub]

Yup, I've used this strat too. I also opened up a Journey student credit card from capital one that requires low credit, so I got a higher limit. After 6 months of successful payments of just charging my Spotify on it per month got me an additional 3, 000 on my card and lowered my utilization rate

[mmmjamilammmy]

I love seeing you momming during the video!! ❤

[danamichelle]

You're story is so moving, you're a bada$$ mama. Thanks for sharing and helping others! "My little payments were being eaten alive", ugh, that's SO ME NOW. Trying to get serious. ❤❤❤

[donnagunn]

This makes more sense than any other way I have heard of. I've been on this internet searching for some help. I think this is my answer.