The budgeting method I used to pay off $73,000 of debt

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Here's a walk through of the tools and methods I use to budget monthly and pay off debt.

** timestamps **
Why budget? 1:05
Getting started: 3:22
Budget worksheet: 4:04
Debt reduction calculator: 16:46

** budgeting tools **

** product links **

** equipment I use **
Camera: iPhone 13 Pro
Editing: iMovie

** ⬇️ say hi on social **

** about me **
Hi, I’m Syd. I’m glad you’re here! I’m sharing life in my 30s—how I’m creating a life I love, practicing work-life balance and living more mindfully. I hope this channel inspires you to do the same. 💕

** FTC Disclaimer **
Some affiliate links are in this description. If you purchase a product with a link I provide, I may receive a small commission. This is at no additional charge to you. 🤍


#budget #budgetwithme #budgetwithme2023 #budgeting #budgetingforbeginners #budgetingtips #debtfree #debtfreejourney
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I’m here because I’m in trouble and I make too much money to be in this kind of trouble.

dntgiveaf
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Starting this journey and day one I was able to save $1700. Budgeting is not my strongest suit but, I am working to change that.

_Renee
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40 now, and everything is paid for. Fortunately, I had a college economics teacher who taught me a lesson when I was 18 years old. That lesson was: you can't buy something else for every purchase you make. Having multiple sources of income is prudent, as is living within your means. I have a 13-year-old vehicle because it is all I need, I like it, and I can do whatever I want with it. My net worth is $4 million, and I can pay my bills without stress, but I don't live like I have that. I have no complaints.

Raymondjohn
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I can’t believe a budget tutorial would make me so emotional. I finally feel like I have some hope and I can one day be financially free. I love what you are doing and am sending you the best wishes and good karma to u ❤

ayeshagurung
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Great video. So easy to follow! About to begin my debt payoff as a single mom!

samanthacurtis
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This video is literally GOD SENT . A 3 day eviction notice brought me here. Although I did not get evicted I said this can never happen again. Unlike you I don’t feel sunshine and rainbows crunching numbers. But it is necessary to not live paycheck to paycheck and having a healthy relationship with money. Thank you so much for making this so simple and relatable . I see you take on the Dave Ramsey approach to finances which has kept me on track in past and I returning to it from this year forward. Thanks again !

Thrivegrl
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Budgeting is awesome.
Able to Save an pay myself 1st.
Very Empowerin.
Regret not learning yrs ago tho.

goinsvirginia
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You are not the only one that likes budgeting. It is fun!

AutomotiveAnatomy
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Thank you so much for sharing..was just praying for wisdom on zeroing out all debt 2023 and God answered in less than an hour you popped up on my YouTube thread!! Blessings to you!

carlarich
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You are awesome! you've turned a very stressful day to almost perfection. Thank you and may god bless you for taking the time to share this information.

fazeenawu
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I’m only 2 min into the video & you dropped a few gems already! Thank you!

abee
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Great work on paying off that debt! Take a lot of discipline, dedication, and tenacity. Absolutely killer numbers! Way to go!

rntt
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I’m here for it!! Can’t wait to get to the end of the video to feel good about myself and finances

lboogie
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This video was randomly suggested to me on YouTube and I’m 💯 here for it! Thanks for all the tips and tricks! God bless you 🙏🏿

adoebeatz
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This is great! It’s simple and not overwhelming. You have a new follower and look forward to other videos

LouiseCrysi
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Love this! Thank you for sharing, Syd!! ❤

natrualb
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I've been doing this by hand for the last two years... I really appreciate you! ;)

VoiceMonet
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This is right on time! Thank you so much.

latoyachambliss
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I am so happy to find your acc . You mindset lifestyle education about money is what we need. Thank you for everything you do ❤️🙏

mariaciupac
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Thank you so much for this video!!! I’m definitely using this to help me
Pay off my debt and feel better with my money

emiliadejesus