Is the S&P 500 All You Really Need to Invest in?

This video looks at whether the S&P 500 is still a good investment, and is it all you need to invest in for a well-diversified investing portfolio? Also does it matter if you live outside the US, or should we just go for it. I look at the pros and the cons and then give my own thoughts as someone who has already most of his portfolio in the S&P 500 as it stands.

//Investing Apps and FREE Shares

💸 - InvestEngine - Get £25 Free once you deposit £100 + FREE ISA (T&Cs Apply)*

💸 - Trading 212 - Get a Free share up to £100 (Free Stocks and Shares ISA)

💸 - Webull (UK) - Get a free trial of Nasdaq TotalView

💸 - Lightyear - Free Google or Tesla Stock (Deposit £50)

*//Want to order the Wifi Smart Clock/ Stock Ticker seen behind my videos?*

//Useful Videos

Investing for Beginners - Complete Guide 2023:

All of my Portfolio Updates - Playlist:

The Best Stocks and shares ISA 2022:

//Help support the channel

//How I Make My Videos

Disclaimer: This video is provided for information and entertainment purposes only. Please seek the help of a qualified regulated financial professional for any advice. Capital is at risk. Some links are affiliates and I will earn a commission from using them.

*InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority (FRN: 801128)

Webull: Introductory zero commission promotion for 90 days from the date of successful account opening. Offered at Webull's discretion – refer to the Pricing page for fees applicable once the intro period ended and Terms and Conditions for full details. Valid in conjunction with other applicable welcome promotions subject to conditions.

[niceguyali]

BANK. Really enjoyed this one. As a new to investing person I appreciate the balanced nature of your advice.

[Jmiles]

Bank, glad there are traders from the UK making content like this 🙌🏾

[LB-sjli]

Perfect advice for most investors. When you own a diversified index fund like the S&P index fund, you don't have to worry about catching up with the market...you ARE the market! What's better than that? Keeping it simple is the most profitable path for almost everyone. And you can take that to the...BANK!

[jecny]

Bank. Great video. My portfolio is mostly S&P 500 with smaller positions in an internal index fund and some government bonds. I also have a smallish (about 5%) position in gold.

[jackcarraway]

If you want to be more aggressive, opt for QQQ, VGT, MGK or any growth ETF.

If you'd rather mitigate risk in exchange for stability go with a dividend ETF like DIA, SCHD, VYM, etc.

If you want a jack of all trades, go with VOO or VTI.

[beaverundercover]

Thanks for the great question and all the answers.Would love to see a chart of SnP500 FX Sterling adjusted.

[LAVISHLUXXSHOP]

Great video !! Just what I was looking for .

[abdulrahman]

The snp500 would always be my largest holding.
That being said I still like diversity and well i personally dont believe that i can beat it, however i like exposure to different markets.
I also believe that opportunities will present itself where we can capitalise on some gains. I believe europe maybe set for growth.

[WASfishing]

Very interesting video Toby, love the comparison of the S&P 500 company list back in 2003 - as you rightly say you wouldn’t be able to predict which companies make it big 20 years later.
I’ve consolidated all my Vanguard into LS80 now, I like the fact you are invested into 14 index funds diversified globally (as well as bonds) and the UK weighting helps with exchange rates, plus the fact Vanguard rebalances for you. Hopefully I’ll make some money in the next few years 🤞 💰

[thomasferber]

Bank :) very nice Videos, great explanation and Arrangement using the Charts and effects. Keep up the good work it is encouraging and a pleasure to follow! What would be interesting for me which tools you use for your content creation, perhaps something for a future video.

[MadderPrinciple]

Great video! I take the point, its a great index which evolves overtime! I prefer to back the world with a twist - include a small cap index fund! All you need!

[sonyablack]

Two legends to work with if you want to get rich investing Toby and Gary Joe Wilde.

[jasonbroom]

In the interest of full disclosure, Mr. Buffett recommended 90% in a low-cost S&P 500 fund and 10% in cash. Benchmarks exist for a reason. The graph you showed in the video illustrates one very simple premise, that you later go on to reject; all of us are smarter than one of us. By investing in the S&P500, you're basically investing in the global economy, because virtually every one of the companies on that index is a large, multinational corporation. In the last 15 years, investing almost entirely as Mr. Buffett suggests, millions of investors (including yours truly) have realized more than 15%, on average. Some people are worried about globalization and BRICS and what have you, but the US still has a tremendous lead in per capita GDP. Things are always changing but, as you pointed out in the video, so is the S&P 500 index.

[chriswilkinson]

BANK...another great video Toby, keep them coming mate 👍

[GTPLAYBOY]

Great video Toby! After much deliberation I’ve decided to invest in two index funds - S&P 500 and FTSE 100. And just keep putting money monthly into both! 👌🏽🇺🇸🇬🇧

[benlord]

Hi Toby, I read a recent vanguard projection for 2023 that international stocks excluding the US and also emerging markets, in their view, were likely to out perform the U.S. markets over the next 10 yrs. There’s obviously quite a few different etf’s available for these and wondered what your take on it was / perhaps whether there’s some in your opinion which might be good to look at? Thanks

[DannysBrickfilms]

Bank! Great content as usual, thanks. How do you rate the Vanguard Life Strategy funds compared to just buying index funds?

[goober-llwx]

Yes it really is that simple, but almost no one can do it. I've been doing it for 22 years now and its worked very well for me. I've pressed Vanguard in the past on why they do not offer any GBP hedged funds, they said that over the longer term currency valuations net out and the cost of hedging adds too much drag on returns to be worthwhile.

[loutol]

Nice one Toby. VWRL in my SIPP and Vusa in my ISA.

[allentham]

Bank! That's for the informative video!!