DEBT FREE on ONE INCOME ~ How we did it family budget

In this video I share how we are debt free on one income! Here is how we did it! I hope this helps!

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Heather Johnson
PO BOX 76
North Branch, MN 55056

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A Little About Me & This Channel
Hello thanks for stopping by my channel! I'm Heather and I'm a Catholic wife and mom of 3 boys and 2 girls! I hope my channel will inspire others to grow more in love with God! I try to keep it positive and bring Joy to others here on this channel! I will be sharing all kind of videos from faith, mommy tips and tricks, testimonies, NFP, lifestyle, family and even some Catholic family vlogs here and there. Hope you enjoy! God bless you!

#debtfree #debtfreeoneincome #familybudget

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[orthodoxandwildflowers]

Its so true! My husband and I had a very small wedding about 2wks ago and it was less than $1000, it was beautiful and perfect!

[DoctorMitnaul]

Financial solidarity can be such a strong bedrock for a marriage. It truly can eat away at marital satisfaction and can steal joy from family life. Great topic!

[MaryScarpati]

I love learning about finances! I just became debt free in December 2020 and it feels so good. 💜

[ashlyndold]

We did Dave Ramsey our first year of marriage and loved it. Quarantine also was a blessing in disguise with finally getting us to fix more meals at home and meal plan better!

[janiemartinez]

Loved your tips. Everyone budgets a little bit different. My husband and I got married September 2021. I got married at 37 and my husband 35. We are currently working on starting a family. We are both debt free including the houses and cars. I started my debt free journey many years ago and my husband has always been debt free. It feels great and I have such a security that I don't have to work. I want to be a stay at home mom and wife and being debt free makes it possible for us. Pray for me hope to become a mom soon.

[connieparcaro]

I have cut my husband's hair since July 1970! 😳
Can you imagine how much money we have saved because of that?

[acountrylife]

Great points Heather. Contentment is key to living on one income or any kind of budget. Once I became content with what I had my desire for more (fill in the blank) dwindled.

[TheOvernightMom]

You are awesome, Heather!! The sacrifices you make as a mom being debt free and faithful to Christ are not unnoticed. Your children are blessed to have you as parents! What a gift!!

[felicitysfunnyfarm]

You ladies are such an inspiration. We have been praying a Rosary Novena to help us with our debt. Thank you Heather for introducing us to the 54 Rosary Novena. Thank you for your video!

[ApostoladoPetrino]

It is astonishing how many Americans are in debt.

[Sofia-sveg]

I’m a fairly new Catholic and a mom this was super helpful thank you!

[nimmy]

Financial security is also important for big families....
I am from India, where people are afraid of having big families because of their poor income.youare blessed because you have good house 🏡 enough income to brought up more kids ... god bless you more and more because of your generosity to welcome more kids ... hats off .

[Wolf-tnxm]

My wife and I have a budget similar to yours. Our problem was overspending on the fun money with online purchasing being so easy now days. Our solution was to put poker chips in an envelope every month equal to our fun money budget and pull the appropriate chips out whenever we buy or spend anything in the fun category. It really helped us control the budget. In the worst case we may have to wait a few months to buy something we want.

[WordsPictures]

Thank you so much for sharing this Heather and for introducing us to Hellen. Absolutely love the concept of " fun money " 😊
Could you possibly do a video / videos touching on:
1.Tips for a simple beautiful low budget wedding, perhaps sharing about yours.
2.What work you used to do before ( if you don't mind sharing )
3.How you transitioned as a Woman from working outside the home to working inside the home, being a stay at home Mum. The good things, the challenges, tips to help with someone who may be transitioning soon. Conversations you had with your spouse before marriage about this and during marriage.
4.Affordable date night ideas you can do at home.

[amc]

I love when fellow stay at home moms discussing budgeting! It’s so helpful ♥️

[GovtWatchdog]

What a beautiful video. So simple and so humble ❤️ I wish more families were like this.

[RetirementTravelers]

Just found your channel because of your collaboration with the Frugal Wife. New sub. With so many families having high debt and no savings for retirement, we love channels like your sharing your story and practical advice for others. Love the wedding money to pay off cars!!!! We are financially independent and recently retired at age 55 and plan to travel the world and document our adventures. We hope to inspire those of your generation to save, invest, and live within their means so that they can live their best lives in retirement. Glad we found you and hope we can inspire you as well. Blessings to you and your family, John and Bev

[tommifriedman]

To get out of the house, I would often take my young kids to the library. We'd play games there and then take home books and DVDs. We'd also get clothes, puzzles, games and books from the thrift store. It saved a lot of money and it was always super fun

[jazzbeau]

I don't know if there are any single men watching this program, in search of serious relationship/wife, however one can discern how religion and attending church can help with giving a person a language and mindset and some interpersonal skills and insights that might help one attracting a partner.

[alexdelszsen]

Hi Heather, I am probably banned, but if you get to see this, one thing I do to contribute to your budget is to sit through ads here. I give up at more than three minutes, but I listen to ads for you and no one else!!