Why your Home Insurance Claim was DENIED // What does wear and tear mean?

Most common (and bogus) reason that your insurance will DENY your claim: “Wear and tear”. As policyholders, knowing about exclusions and denials is just as important! Watch the full video to be aware of how your insurance carrier can play on the policy exclusions --- don’t let yourself get scammed!

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Your home insurance policy states that the insurance company will pay you for any loss to your property. When you file for a claim, they should issue payment for your repairs BUT they tell you that the “Wear and Tear” exclusion happens to apply and eventually DENY your claim. As policyholders, you should realize that this can be wrong and that you can fight against it! Watch the video to find out more about the bogus wear and tear denial and help you get what you’re owed under your policy!

Disclaimer: Your policy and the results for your specific case may vary. The information in this video may only apply in Florida and may not apply in your state or area. This post should not be construed as legal advice. There is no agreement to provide legal representation, unless a written contract has been signed by you and the attorney. Contact an attorney for a true review of the validity and value of your case or claim. This content is copyright of Brittany Alexander, Esq., owner of Premier Property Law in Florida.