When to make a water leak homeowners insurance claim

Water Leaks and Water Damage is the #1 type of claim in Florida. Almost every type of claim involves some form of water damage from Roof Leaks, Broken Pipes, Hurricanes, Fires, Water Leaks, and other claims.

When should you file a claim for your Water Leak or Water Damage?

There are really 3 answers to this question:

1. Maybe you don't

2. Maybe in a few days

3. Maybe right away

You should always contact a Public Adjuster to help assess if you have a covered claim.

See most insurance companies do not cover GRADUAL LEAKS, wear and tear, lack of maintenance, and a few other conditions.

ACCIDENTAL AND SUDDEN DAMAGE IS COVERED!!!

Here are a few tips:

- Make sure you document everything in writing notes, photos, videos
-Its important to make temporary repairs to stop the leak or damage if you can
-You might want to contact a remediation/restoration company if you have water damage in your house that needs to be "dried" out.
(They will directly bill your insurance company so don't worry about out
out of pocket costs. There will be NOTHING you have to pay)

Do you need further help?

Contact Mike at 754-252-5438 Direct Cell

Toll Free: 800-311-5753

[yingzhang]

Great video! You word don't settle for it stays inme.

[EISENMAN]

from canada, , hi like your instructions to be fallow, , i did a claim but now the insurance no want to cover the front pipe in my property, , because is in my land, , but how they know exactly was there in frent of my window, , just because the test the air inside my home and fail in air, , also there is something inside the bomb was disconnected and the half tank was with water, , and i call the plumber they sold me one motor bomb installed. insurence are not sure to redime the 450 installation

[franticscantic]

we are going thru water damage right now, adjuster is coming monday. we are renovating an upstairs bedroom. we found water damage, studs and plywood were rotting, never knew it. water was coming in behind the siding somehow.

[gibsonfranchise]

Just baught house been here a month notice 4 wet spots in are room and wet moisture on the inside of our windows. Had a person come and said we need a new roof but when we had the inspection done before moving in the inspector said the roof was good. What direction should I go in now ? I know the chimney crown and flashing needs work I’m in Milwaukee

[qaisalqaddah]

Can you please elaborate on foundation crack flood. Is there an endorsement that can be added?

[isaiahmoore]

i have a roof that’s leaking due to poor insulation previously before i moved in water damage in the ceiling & roof need to be replaced you think a claim can be approved?

[riumudamc]

This is a good and informative video! Will mildew remediation caused by a leaking pipe be covered?

[litespeedautodetailing]

I have an air vent at the basement that water coming out everytime is raining, we called our insurance right away and they send a guy to check it after couple of days but they find any wet walls. But after 2 years when we have dishwasher leak and when they open the flooring they found a hole on the subfloor. Can we still claim that previous problem?

[rsam]

I noticed damp floor and laminate floor buckling in bedroom, should I call insurance or plumber first?

[miliisverydumb]

They denied me saying the leak was more then 14 days which a life the leak was detected 3 or 7 days I am so lost don’t know what to do

[esthercardoza]

My insurance does not cover pipes and plumber. What can I do?