10 Tips for filing a Homeowner's insurance claim

How to file a Homeowners Insurance claim

People who suffer property damage might think all you have to do is pick up the phone, call the insurance company, report a claim, and get paid.

If only it was that easy.

Here's are some tips on filing a Homeowners insurance claim when property damage has hit your property:

1. Make your statements brief and concise when you first report the claim

2. If you make a claim like a Roof Damage Insurance Claim, you need to know that "Rain" is not a covered loss, however, Wind Damage would be covered.

3. If you claim is greater than $10,000.00 I would highly recommend that you hire a public adjuster to help you in your homeowners claim.

4. Get multiple estimates and always use the highest as a reference point

Find out the other tips that might help you fight the insurance company by watching the video. Have any questions? Leave a question or comment below.

If you run into any problems and need help, feel free to give me a call
Mike [phone]

Toll Free [phone]

[sherimatukonis]

Ask contractors if they help with the claims process. A good contractor will do that and knows how to talk to insurance to get the most money (self serving for the contractor but benefits homeowner for contractor to be fully paid. ) I am a "claims coordinator" for a water restoration company. I was initially a bill collector that transitioned into working claims with insurance. It's my job to get the most money possible out if insurance as customers don't always have the liquid cash to pay for insurance shortages. I am not a public claims adjuster, but I serve that purpose within my company. A reputable service provider should have the knowledge to provide assistance with insurance and how to maximize the claim payout.

[luisalbertogonzalez]

Thank you for your help and knowledge.

[goldibee]

Great tips… I wish I was in Florida rather than Minnesota. I’d be calling you.

[donnaandjoecragin]

We cannot find a public adjuster in Spokane WA. Do they go by another name?? Good video, thanks!

[brandonsparks]

Does storm damage fall under the 14 day restriction?

[cheftwink]

Can you talk about. If your car was stolen, you have valuables that was stolen along with the car. They want you to file it under homeowners insurance.

[ANNNEWALLET]

Jesus. It takes weeks just to get an opt with a public adjuster. I was denied my ceiling fell in one night. There is a hole in the roof. And the adjuster came to inspect . And didn't even care he left later that night got a message claim 700. Not even my deductible. The wall and ceiling are damaged badly. Water filling large bullets . And he denied me. . horrible. I am Dayton Ohio. State farm. I wish I knew what to do. Winter is coming. 😾

[gloriasilence]

I have a question I hope you will answer for me...

A roofing contractor came to do an inspection and the first thing he asked for was a copy of my homeowners declaration page. Why would he want to see that immediately? I asked him but I don't remember his answer. It wasn't very clear... How is that useful for them? Thank you for your reply... 🤗