What is Loss of Use Coverage on your Homeowner's Insurance?

Loss of use is the coverage to help you pay for living expenses if you need to live somewhere else temporarily because your primary home is uninhabitable due to a claim.

The coverage can help with extra costs associated with staying in a hotel, doing laundry at a laundromat, or going out to eat at a restaurant. For larger claims with a longer repair time, the insurance may look to rent an apartment or house while your home is being repaired or rebuilt.
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