Total Loss? What do I do?

Are you now, or ever had to deal with your vehicle becoming a total loss in an accident? There are some options that you have and it is very important for you to know what those options are. In this video we outline how your vehicle is deemed a total loss and then walk you through all of your options do that way you can determine what YOU want to do next. Come and drop in to any of our three locations in Van Nuys, Simi Valley, and Downey. We are here to serve our community and educate viewers. Thank you for stopping by!

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If you are looking to see how to read your estimate from a body shop check this video out:

Auto Aid Collision has been committed to providing the highest quality auto bodywork in the Los Angeles and Simi Valley community since 1984. We can repair any surface of your vehicle, submit your insurance claims and restore your car back to its original condition. From auto bodywork, collision repair service, auto accessory installations & minor dent repair, we are happy to offer it all. At Auto Aid Collision, our dedication to exceptional body repair quality is backed by our written lifetime warranty.
We provide towing service for repairs and also offer interest-free financing for times when unexpected damage occurs.  Our commitment to investing in advanced training, manufacturer certifications, equipment, and team development has kept us on the leading edge of the collision repair industry. We want you to drive away satisfied, telling your friends and family all about the great experience you had at Auto Aid Collision.

- All brands and Makes
- Work with all Insurances
- Certified expert technicians
- Lifetime Warranty on repairs
- Excellent quality craftsmanship
- Outstanding customer service

[anthonygrimms]

Thank you for helping me get a basic understanding. I’m a college student just finished paying off my car and got rear ended at a red light… first time dealing with all this

[Meatball]

Keeping a vehicle deemed a total loss by an insurance company is usually a bad idea.
1. If you now have a salvage title, your vehicle is borderline worthless
2. If your vehicle has repairs, they will likely be more than the insurance settlement. Then you’re out of pocket
3. Most reputable companies won’t work on it. The ones that do are often shady. Example. Your car is worth 4000, you have estimated 3000 in damage. Insurance pays you 3000 as settlement and let’s you keep the car. When you bring for repairs, they take it apart, suddenly repairs now cost 5000, and you’re stuck with a shop holding your vehicle, in pieces, and you’ll be 2k out of pocket to get it back.

[russsilva]

You forgot to mention to NEVER accept the first offer from the insurance company. If they feel your car is worth $5K, do your homework and collect examples of comparable vehicles selling for more in your area and present that data. If you are not at fault, the at fault driver's insurance company should pay what it costs to replace your vehicle with one of similar age, mileage, condition and options.

[needspeed]

I haven't gotten an estimate yet, but I can guarantee that my insurance will total my car because it's a 2007 Mini Cooper so obviously repairs are expensive. I know they're going to say it's worth like $4, 500 but I know it's worth at least $5, 500. It has 4 brand new tires, new spark plugs, new ignition coil, recently recharged A/C refrigerant, new o2 sensor, and I pampered that little bastard. I changed it's oil every 3, 000 miles, checked the oil at least once every week, and I detailed it every 1-2 weeks. I've spend $1, 000 on maintenance/repairs and I've only had it for 5 months

[jcastro]

Thank you so much for explaining this so well

[Dedra-oddd]

I am crying. I went through hell for that car and have to accept 6k for a 25 k car . That is Cruel

[trishd.]

A tree branch fell on my truck and the repair shop priced the repairs so high the insurance company declared it a total loss even though my truck runs fine and only had a few dents and a broken windshield. The shop claimed it needed a whole new top and other things but it doesn't. My husband can fix it himself, but thought the insurance company would do it since we paid for it every month. Our truck is paid off in full. I feel that they were trying to hijack my truck !!! So they take it, fix it up and make money from it !!! I knew there was some kind of game to these insurance companies !!!!

[michaelmongillo]

Why not just tell everyone what a F-ing rip-off the insurance companys are. "They" Total out your vehicle and say it's ONLY worth some little cheap ass amount (that They pull out of some wholesale/ car Dealer book) Meanwhile the market value to go out and actually buy another one just like you had is 4 times the amount they want to give you.
Good example.... 93 Dodge Cummins 4x4.
Insurance says 2500 bucks
The market says (if you can even find one) 12000 to 18000
IT'S BULL CRAP.

[matthewmwoody]

i work for an insurance company and i wish people would watch this video. so many time people insist on keeping the salvage car and then call me 2 weeks later because they changed their minds...too bad, call a salvage yard to come pick it up and now you've got a whole new set of problems

[NobodyUR]

Remember when I was a kid a totaled car was unheard of.

Now more common than one being repaired. Seems fishy to me.

[longfootbuddy]

i thought paying for comprehensive insurance, meant that the insurance company agreed to pay damages to the car.. if they say its totalled from hail damage, dont they have to pay you what the value of the car is worth? i didnt agree to hand over my car to them, to get the money.. whats this crap about having to buy it back from them.. am i missing something, or is this just another case of insane world?

[nicoblaytherealflamingo]

Lol I love how it says Downey. Can I come see you tomorrow? Downey pd sergeant has yet to speak to me after DUI driver hit me 90 seconds after parking my car. (Seat belt off)

[curtisthompson]

I had a 2020 Nisan Altima that got hit by a stolen car 😢 it was a totaled lost I was going through carmax now I’m lost

[deejaydee]

No matter how you maintained your car, insurance companies do not care. They just want your money.. Sucks, but it's true.

[kalpeshkharwa]

I got accident before one week
It was not my fault
My car model is 2012 Toyota le
And it’s used all most 92000 miles
But they told me ur car is lose
I don’t know what should I do
And how much I’ll get
. How can I get good money please suggest me thanks I m so worried about this

[vwjanonomous]

So you have to buy the vehicle you own back from the insurance company? What a rip off.

[_frankie]

I own a 22 Dodge Charger 392 scatpack
The damage is at 55% damaged can it be fixed or it’s already a total loss 😢

[PayDro]

My car was crashed (all airbags went off) by a family member who was an excluded driver on my insurance. My insurance is not going to give me anything, so will my car ever be classified as totaled? This being the case, can I sell it as is with the original title?

[turboman]

No they just don't want to replace the door and it's a vehicle that hit the door that's doing it

[iMELDAYoo]

My car just went total lost -, - all because the guy didn’t have enough fund on his insurance that’s why it’s a total lost but my car is able to run it’s only a total lost because the guys insurance fund it doesn’t makes sence