9 Questions Insurance Adjusters DON'T Want You To Ask

Insurance companies don’t want you to ask these questions in your injury claim. The questions may get you a bigger and faster settlement.

Seriously Injured in Florida?

That's the fastest way for me to tell you if I can represent you.

If you prefer, you can call us at 888-594-3577 to see if I can represent you if someone caused your injury in Florida, or on a cruise. You can call me any day of the year.

This video applies to car crash accidents, truck wrecks, motorcycle crashes, Uber and Lyft accidents, pedestrian and bike accidents, slip and falls and much more.

As a Florida personal injury lawyer, I've used these tips to help me recover over $8 million in settlements.

These questions can be used against State Farm, GEICO, Progressive, USAA, Travelers, Allstate, Infinity, Liberty Mutual, Allstate and many other insurance companies and adjusters.

Much of this video also applies to accidents on a cruise ship.

Chapters:

0:00 Intro
0:13 Ranking
1:21 Settlement authority multiple
1:51 An adjuster's past claims history
3:29 Insurance adjuster's settlement authority
5:02 How to get a BIGGER settlement
6:25 Adjuster's check writing authority
7:00 Insurance company settlement strategy
8:14 Do adjusters like small settlements?
9:08 Fighting

✅ Recommended playlists:

The Secret Strategies to Maximize Settlement Amount

💡 Videos for frequently asked questions:

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Attorney Justin "JZ" Ziegler represents people hurt in incidents in Florida (or on a cruise). Within 2 years after law school, he started his own personal injury law firm and settled hundreds of cases within just a few years. Justin has recovered millions of dollars in settlements for accident victims.

He still runs JZ helps, a Florida injury law firm that is loved by its clients.

The JZ helps Youtube Channel is Justin's way of providing as much value as possible by talking about personal injury claims and settlements in Florida, and giving you information based on a 17 year career recovering money for accident victims hurt in Florida or on a cruise.

JZ has been interviewed by NBC6, CNN and the Wall Street Journal, and quoted by Newspapers/Online News, including The Miami New Times and TBO.com. He has also been interviewed and appeared on TV.

JZ has represented people whose accidents received news coverage, including the Miami Herald and much more.

Find JZ helps here:

Attorney Justin "JZ" Ziegler
Office: Coral Gables, Miami-Dade County, Florida (Serving All of Florida)

The content of this YouTube channel is provided for informational purposes only and is not intended to constitute legal advice. You should not rely upon any information contained on this YouTube channel for legal advice. Viewing this YouTube channel is not intended to and shall not create an attorney-client relationship between you and Justin Ziegler or JZ helps (a Florida injury law firm). Messages or other forms of communication that you transmit to this YouTube channel will not create an attorney-client relationship and thus information contained in such communications may not be protected as privileged. Neither Justin Ziegler nor JZ helps (a Florida injury law firm) makes any representation, warranty, or guarantee about the accuracy of the information contained in this YouTube channel or in links to other YouTube channels or websites. This YouTube channel is provided "as is," does not represent that any outcome or result from viewing of this channel. Your use viewing of this YouTube channel is at your own risk. You enjoy this YouTube channel and its contents only for personal, non-commercial purposes. Neither Justin Ziegler, JZ helps (a Florida injury law firm), nor anyone acting on their behalf, will be liable under any circumstances for damages of any kind. Unless otherwise stated, all stock photos/video in our videos are dramatizations and not actual events.

© 2021 Justin Ziegler. All rights reserved.

[RealJustinZiegler]

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SERIOUSLY Injured in FLORIDA or on a cruise?


That's the fastest way for me to tell you if I can represent you.

If you prefer, you can call us at 888-594-3577 to see if I can represent you if someone caused your serious injury in Florida, or on a cruise.

You can call me any day of the year if you're considering hiring me. (Note: I CANNOT tell you if you have a case or the value of your case. The purpose of the consultation is to see if I can represent you.)

[jrsobx]

As a former adjuster, I didn't care what you asked. The only thing I hated was my job. I wasn't too fond of my boss either.

[fiery.mercaba]

"0:13" -- "What is your average claim payout?"
"1:21" -- "Can you pay me 2X your first offer?" (a.k.a. "What degree of settlement authority do you have?")
"1:51" -- "Whe[re] can I see your past settlement offers?"
"3:29" -- "How much payout authority did you request?"
"5:02" -- "What can I do for you to pay more?"
"6:25" -- "How much money can you offer me?"
"7:00" -- "How often do you settle in less than 3 offers?"
"8:15" -- "Do you like paying out less?"
"9:08" -- "Are you going to fight my case?"

[jeffmarionpersonalinjuryla]

These tips are great for helping you understand that the insurance company wants to settle your claim as quickly and as cheaply as possible. They'll even go so far as to send you a check for a few hundred dollars and a waiver to sign that releases them from all claims you have! If you get something like that from an insurance company after you have been injured, contact a lawyer ASAP. If you are in Florida, give Justin a call!

[JeffLifeInReview]

Justin is a, a zing. I learn so much from your videos about how people should be treated fairly by insurance companies. Thanks for sharing your experience.

[WVgirl]

We had a drunk driver hit a fire hydrant up above our house, and it only flooded under and around our house.
The policeman didn't put it in the report even though some of them had come to our house.
The adjuster says I need proof even though I have sent video and we all know the date of service never changes, and you know they paid out on 5 hours of water to the water company!
Not to mention, the girl left the scene and went to her house and mile down the road.
She is making me provide receipts for things I haven't purchased yet to replace items.
Like rugs that were on my screened in porch covered in debris.

[jaynava]

I have a question over a car accident . I was t bone while driving on the far right lane. Its was a 7 lane road with 3 on my side and 3 on the other side and one in the middle lane for cars to get in and out of driveway.

On my side of the road there was traffic on my left two lane and my lane was clear to the light. I was drive about 30 in a 40. It seem like the jeep just went threw the cars on lane left of me. I didn't see enough space gap that would let me know the car was passing across.

We both have the same insurance and my adjuster want me to give a statement to the other parties adjuster. Should i do it?

[alexkills]

Please tell me this works with auto damage settlements as well.

[johnj]

Thank you for posting this my son slipped and fell fracturing his wrist at a big construction supply store the floor wasn't wet but slick and he had good nike rubber shoes on
They offered the $300 dollars check like you said with a sign here paper this was before the cast even came off to see how if it healed
Were about to start the compensation talks
Do you take cases out of texas
Store is nation wide

[GeorgiySt]

This one is brilliant and down to Earth ; )

[idannysjournal]

Hi. I was involved in a head-on accident that was not my fault. Fortunately I walked away without any serious injuries but minor scratches and bruises-Just a small laceration on one finger. What’s the potential compensation? Any advice? Thanks.

[MainEventMinistry]

You know, this is very helpful to me. So if you see this, thank you, and I mean that.

[DebitAdams]

These questions are more funny 😄 I wish I had the range to negotiate 3x but I'll be low balling and I am not about that. I believe average payout is more of a supervisor or manager metric because I have never been pressured to settle less than what we determine is fair. I only was told once what my payout was, and that was because I asked.

[JermaineJohnson-dw]

Hey, my name is Jermaine I got in a commercial truck accident 9months ago did a m, r, I a can scan 3 injections therapy and pain management, first offer 40k I turn down did I do right

[holdy-foldy]

I'm fighting Gallagher and Bassett. A client of their Michaels craft store falsely accused me of shoplifting and actually grabbed and took my personal property while I was at check out. Gallagher and Bassett got involved. Their first offer was $100. The second was $4, 100. This makes me think I have a bigger case than I thought. I have not accepted yet and need advice. Can't find any.

[Mahcmahc]

hi i hope u see this i barrow my car to my brother in law and he had and accident where it was his fault.. the other car wasn't totalled the repair cost was around 15k and i had the minimum coverage of 10k so my insurance wants the other insurance pay for everything and then they are going to pay back the other insurance the 10k and then im gonna have to pay the difference but this was 4 more ago and everytime i call my insurance to see how the claim is going they just said we are waiting on the other insurance to see if they accept or offer im really confused dont know if this is normal or they are just trying to no pay the 10k they are supposed to ???

[paulremnantone]

We had a garage fire three weeks ago. On the sentimental items we put 1800.
We have appointment Monday with claims adjuster to talk just about those items.
What does he want?
We thought 1800 was practical
Three tubs full of things from kids childhood memories, class rings, journal, awards jewelry!
VHS tapes of Disney movies.
What do we say?
Thanks
Paul

[shaneadams]

@realjustinziegler question on the example you gave of the 18k offer vs the 25k. If your firm took the standard 33% wouldn’t this customer have received only 17k after your involvement? If yes, did you take less than the 33% on that case and let them keep at least the original offer? Can you elaborate on that because by basic math it raises questions.

[hxmneks]

What do you say when making the initial call to the insurance company?

[dwest]

Is there a way to get a payout for
More than what the insured at fault individual have.