Never MAX Out Credit! 🤯 #credit #creditcard #entrepreneur #money

Never MAX Out Credit! 🤯
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[xyula]

The card he's waving around doesn't even have a limit

[pigofraptors]

So true and I wish this was a class in high school it would be an “easy” and “essential” credit.

[justajoetard]

"Your credit score will get destroyed"
*-30, 000, 000 social credits*

[MavYT]

It cutted off at "you should follow him for money" LOL

[abadia]

The yellow American Express is perfect for grocery shopping and food spending, if you like to eat you would love that card, the black card is good for traveling and hotels, also the platinum one is good for everything lol, but not as good as these other 2 in their own purposes, I would love to get the yellow one because I would save a lot on my food Spends and the platinum one for gas and other normal spends, and the black one just for hotels or flight tickets but I don’t really travel a lot so I won’t use it as much as the other two ones

[Jhn.R]

This is true, my credit use is currently at 3% and closing on my new home in 1 month. Practicing this got me to 800 scores

[Joshualibbyy]

Yea but this isn't 100% accurate. If u have multiple credit cards even if u have 1 maxed out u won't destroy your credit. It will go down but u should be ok. Plus your income and on time payments are much more of a factor and your overall utilization from all of your cards rather than just 1 maxed out card

[gizmoguyar]

This is mostly false. Credit utilization is not a large portion of your credit score. Additionally it's an instantaneous measure. So if you do max out your credit limit. Your score will drop, but as soon as you pay off your card, your utilization goes to zero, and your credit score will rise to exactly what it was before you maxed it out.

[maxsirbaxlo]

The way he said "You should follow him for money" absolutely killed my lungs

[DuragDaboll]

this isn’t entirely accurate because if you just pay the minimum payment, which is usually very low compared to the actual balance, your score will go up. it’s not smart but it’s true

[Hailthkn]

Not to mention the insane interest rates!

[jonahjameson]

"You should follow him for money" 😂

[LACKIN_ACE]

"You should follow him for money"
Yes please

[Sirtoastsalot]

Life hack spend as much as you want and then pay off up to 10-30% before your statement date (when banks and credit unions report your balance to the 3 credit bureau’s)

[wadewats]

Hey this is the second good piece of advice he’s said I think he is finally giving good advice

[Funnycheese]

"Follow me for money tips."
(Tips gets cut off.)
Everyone: LETS GOO

[Furukan]

Mark saved that guy from losing his social credits

[jniz]

Does using a credit card for all expenses then paying it off on the first day improve credit score

[shawnhiggins]

Or you can spend it all once and make tbr monthly payments and your score will be far better then when you started, its just a good thing to keep the utiliazation low, since they want to make sure your able to pay them back in full so they profit compared to you declaring bankruptcy

[bonkproof]

I was like don’t do that 3 grand isn’t enough anyway for a stupidly high end pc, a gpu can cost around 500 minimum for a mid tier.