Medicare for People Under 65 | What You Should Know

Medicare was originally created for people aged 65 and older. However, in the 1970s, the federal government also began offering Medicare to people under age 65 with certain disabilities or illnesses. In this video, we’ll be taking a look at how Medicare works for people under age 65.

Start (00:00)
How to become eligible for Medicare under 65 (0:27)
Medigap enrollment under 65 (0:44)
Medicare under 65 and employer coverage (1:16)
Medicare under 65 Medigap coverage (3:05)
Medicare Advantage plans under 65 (7:28)
The Silver Lining (8:53)

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[mrmomb]

Thank you. This subject has not been covered very well by other insurance agents.

[edmondsmith]

Thanks for this information. Under 65 disability here with VA. Medicare Advantage is my only option. Or could decline part B and wait until 65 for no penalties.

[roadrules]

I Live in Pa.; approximately 45 Miles outside of Philly. I'am currently 63; and turn 64 on October 20th. I had Spinal Fusion Surgery in early February. I was approved for full Disability for Social Security. Talking to Chris at Boomer Benefits; he quoted my a N Plan Supplement for about 119 a Month. I go on SS in January 2023. Chris said he would call back in October. Going with Boomer Benefits.

[tomfraustein]

Excellent video. Question I have not yet fond the answer for - Say you are under 65 on disability with Medicaid, then in 2 years you are enrolled in Medicare Part A and B. You do not apply for Advantage because already covered under Medicaid, though then later are disqualified for Medicaid. Would one still get the 6 month window to get Advantage? State is Indiana - if it matters.

[TulipWife]

Anythings wrong with just keeping the original medicare with plan D for prescriptions? If not, why?

[dsalmeron]

I currently work but am in ESRD. Do I qualify for any Medicare benefits?

[sylvia]

My family member who has Congenital myasthenic syndrome for over 35 years, never worked. she is 50 years old now. Will she qualifies for medicare?

[kariolson]

Cancer in 2005, Spinal Fushion in 2008, unable to acquire SS disability then...unable to work to earn enough work credits...should I get disability from SS now after all these years now that I am turning 65 in August?

[dmmoreguy]

You said if our employer has more than 100 employees that Medicare pays secondary. What am I remembering that it's 20 employees?

[The_Temple]

doesn't make much sense .... insurance companies (for supplemental plans) don't want my business due to being disabled & yet when I turn 65, said disability won't just magically vanish & yet they will all of a sudden welcome my business even though by then I may very well be in even worse health

[Inferno]

So for those of us that won't be taking Medicare until 65 are we supposed to apply on our birthday or the month before?

[chatty]

Does diabetes qualify u for Medicare under 65

[bretts]

Confused, I became disabled and SS approved my disability back to date of first hospitalization on first application. AFTER 2 year waiting period my std turned to LTD and I paid for part B of SS Medicare and was able to keep my work PPO insurance. At first BCBS paid first then Medicare.
About 8 months later my employer called and said I was considered a active LTD employee and that Bills in future needed to be submitted to Medicare and the remainder sent to my company plan BCBS.
Company has 9000 employees. Company has a hSA but a disable person cannot participate.
So I am confused based on your 100 employees why they changed it around?

Also since to since I can’t work, and being optimist if I live to 65, will my SS benifits decrease by having to take SS at 65 versus normal retirement of 67?
Thank you this is so confusing