5 Things Medicare Doesn't Cover (and how to get them covered)

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It's important to know what you options are when it comes to Medicare coverage solutions, like Medicare Supplement Plans, Medicare Advantage Plans, as well as stand alone policies hat will help offset some of the costs of these 5 things that Medicare doesn't cover.

Medicare hearing aid coverage:

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00:00 Introduction
02:37 Thing number 1
03:36 Thing number 2
04:25 Thing number 3
05:21 Thing number 4
07:10 Thing number 5
09:56 Behind the scenes
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Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.

ChristopherAbelman
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Thank you ! No Soc. Sec. coverage for dental and eyes is criminal negligence !

royschmidt
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Dental Care not being covered by Medicare and many Healthcare Insurance Plans is very short sighted. Many health problems are caused by poor dental hygiene.

curthenry
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1) Vision care
2) hearing aids
3) Dental services
4) Annual physical exam
5) Nursing home or long term care

taxedenoughalready
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So the elderly sit there at home toothless, blind, deaf, sick, but hey, there's medicare that you must buy. What a racket!!!!

juliebutler
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My parents turned 65 when I was 18. I filled out the forms and signed both of them up for Social Security and Medicare. It took a total of four forms. But that was before for-profit corporations got involved. I spent two years researching Medicare advantage. I like what I have OK, but if something isn't covered, I go without it. That's what everyone has to do in this capitalistic hellhole. Always remember: people do not matter in "healthcare;" profits do.

do
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I have recently retired, it surprised me that I pay 178$ a month for Medicare and it barley covers anything. I bought a good advance plan that pretty much picks up everything Medicare does not, Im happy for that. You’d think as we age and all we’ve paid in through the years that Medicare would pay for more.

dianekell
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Here’s a good one. I was in the hospital for a month after almost dying of septic shock. My kidneys were damaged because of it and I was placed on dialysis. After the month I was transferred to a rehab facility to learn to walk and care for myself. Transportation to and from the dialysis facility was not covered by Medicare. I was in a wheelchair. How was I supposed to get there, walk?

purselady
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Stephanie, I learned early on from personal experience that a simple comparison between Supplements and Medicare Advantage plans is this: Medicare Advantage Plans leave the decision of what medical treatments are allowed to the insurance company, while Supplement Plans leave those decisions to you and your physician. I like it better when I and my doctor decide what treatment protocol is best for me.

marshallpoe
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I just retired from a job that had very good health insurance, and now I see the big difference. Being on Medicare is big learning experience and eye opener.

Stevenfrijol
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Poor elderly people are treated like crap, so sad 😢

berrysweet
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So, medicare doesn't cover anything that the elderly needs. Imagine that.

katchvideos
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The rising cost of insurance, healthcare, groceries, and housing is forcing seniors to live on the streets. This is outrageous. You spend 30 years or more of your life working and your reward: poverty

Lori-lpuc
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These 3 things are exactly what Seniors need much more than others- Hearing Aids, Dental Implants and Eyeglasses. Seems Cruel not to cover these.

MelissaCoup
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I worked in healthcare for 40+ years. Our healthcare institutions are a prime example of American capitalism and greed at it's best. It's a huge money-making machine. We, as a society have long forgotten about our moral duty to take care of it's citizens in the best way possible. If this is the best we can do then we need to think harder about how to change it.

broswhoknowstuff
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My doctor when I was growing up told me that routine physicals were mostly for people without chronic problems. He saw them as a way to catch problems before they became serious. For those of us with chronic illnesses, those physicals may be unnecessary. I always find out from my docs why they need to do a test and why they need to see me again. I’ve avoided unnecessary costs by doing that. I find the annual wellness checks to be a bit of a joke. All my doc does is go over the meds I take, my allergies to medications, and any new diagnoses. Those are addressed every time I see any doctor, which I do many times per year. Those wellness checks are a waste of effort, time, and money for me.

I think it’s ridiculous that three of the things that all people on Medicare need aren’t covered. Vision, dental, and hearing should be included in basic Medicare. Perhaps it’s because we all need them that they aren’t covered. In my experience, insurance generally covers the unexpected rather than the basic needs.

SandiTink
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Welcome back and thanks for keeping it simple. Traditional Medicare doesn’t cover vision, hearing, dental, and the old folks’ home. You need to be specific, when you go to your doctor and ask for a Medicare Wellness exam.

vqlsumn
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My dad and my brother thought my dad was developing dementia. It turned out that the problem was he couldn't hear in certain ranges and this made it impossible to follow conversations, tv shows or movies. It was not like the movies where someone asks you to repeat something because they couldn't hear a word. He did not even realize that he could not hear well. He thought he was losing his ability to process what people said.

We also found out that there are a lot of scams out there related to hearing aids that target the elderly.

patty
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Mrs. Abt, I've just come across your videos and you are GREAT! Many retirees need to know this information. Thank you for your educational and instructional videos.

chrisUSA
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This channel is hands down the best, most comprehensive yet easily understandable explanation of all medicare information. Nice surprise with the adorable little ones at the end 💓

sallyire