Wise Debit Card: How Does it Work, How to Order and Use it (2024)

The Wise debit card is already legendary! This video is the most relevant, up-to-date guide, where we cover everything you need to know. Watch this video to find out how to order a card and activate it, as well as learn what your Wise debit card is capable of (spoiler: it can do a lot!).

*Currently, the Assets feature only available to UK residents.

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00:00 - Wise debit card features
1:28 - Where can I get Wise debit card
1:40 - How to order Wise debit card
2:37 - How long does it take to arrive
2:57 - How to activate Wise debit card
3:33 - Adding to Apple Pay and Google Pay
4:01 - ATM withdrawals with Wise debit card
5:13 - What else can you do with Wise debit card

[tughmtq]

Another useful video, packed with useful info in simple facts~

[VTGGE]

Great & articulate speaker and helpful tips, thank you !

[ss__music]

I want to order a card to a UK address, however I will be loading funds in CAD (Canadian Dollars) and spending in EUR (Euros).

I just want to confirm I can do the following:
> Load funds from my CAD RBC account to my Wise card without fees
> Deliver card to a UK address for specific fee (2.50 GBP)
> Use card in Europe to spend in EUR for small conversion fee and NO additional fees

Thanks for your help!

[fsmydim]

great job - well done ! One quick question, if I have 3 wise accounts say USD, CHF and Euros and I am say in Munich (Euro) and use the card will the card automatically access the Euro account and spent the money out of there. Obviously I already put money there that the balance is >0. thx. or is there a certain step needed to during the transaction to ensure Euro is used. My home base is Singapore and money comes in Singapore Dollars then I move it to my other 3 accounts in Wize as I travel to those regions for vacation thx.

[Sam-pnkc]

for quick transfers to Poland wise always gets the job done for me

[nanyvr]

This guys voice is so soothing…I had to go back and watch the entire video 😂

[santley]

Hey Wise, how would you recommend using the wise account/card if you work in Switzerland but are getting paid in the US? I have always heard to withdraw larger amounts via ATM in the local currency, but you say $200/CH200 with a limit of two before being charged a nominal fee. I am going back to CH in a few weeks so I want to see if WISE is going to work for me. FYI, paychecks are biweekly and the assignment length is probably 12+ months.

[carpediem_centrumtenenda]

Hi! I live Australian and I was wondering do I have to activate my card at the ATM/chip and pin to do “tap”/contactless payments? Thanks.

[andreanelson]

Great info and questions. Thanks! How is my balance protected if my card is stolen?

[mickbarnes]

hi. im going to the phillipines in a few weeks time. Im just trying to get it clear in my mind

So is my best option that before i go i transfer some money from my uk bank account using the app into the wise card and convert it into phillipino pesos.

Then I can draw up to £200 a day without paying charges.

I can also use my wise card as a debit card in locations that accept mastercard payments to pay for goods or food and always choose to pay in the local phillipino pesos currency if asked?

[juanracontreras]

I live in the Dominican Republic and I'm moving to Japan for studies in July. Wise has been recommended to me to use while abroad, but the D.R. isn't listed to receive the wise debit card. I'd like to know if I can make a wise account while in D.R. and take care of all my travel and accommodation expenses before leaving to Japan and order the card when I'm there, or should I hold off from making my account until I reside in Japan and order the card then? Also, if I do make my account and use my current address (Dominican Republic), though I can't order and use the physical debit card, is it available to me on my phone?

[waelben]

Q1- Why does it say you can't withdraw cash from Canadian ATMs?
Q2- if I have canadian money and I'm for instance in Argentina trying to take money from an ATM. Do I need to convert the amount on the app first, or should I just withdraw from ATM? (Without accepting the conversion option ATMs give me)
Q3- can I get a card done to give to my mom or father to use if they live in a country where they can't get the card transferred to them? Do I need to create an account for them in Canada? Is that even an option? I want them to retire and be able to support them in case of any issues.

[yvcbptw]

Does the card automatically recognise what country I’m in when using my money ?

[nencygosal]

Hi Is it best to convert the local currency ready before use it to make a payment overseas ?, as I am from UK, and have some money in Pounds and SD in my wise account .

[BubbleGendut]

Concerning Virtual App Card:
1. Do i need to "Add Money" first in the currency I wish to use? say I want to spend online in USD but only have GBP & Euro in my wise acc.
2. If I don't need to "Add Money" for 1 above what is the "Add Money' feature for
3. What is travel hub? I live in Asia. So if I want to spend like a local do I need to have a wise acc. in local currency?

[JimboJones-qnwd]

Hello, thanks for the video. I am planning to travel from Australia to the UK and EU. When I travel, I will switch out my phone SIM card and use an overseas SIM while in the UK and EU. Will this cause problems using the WISE app or card if I set it all up while in Australia using my Australian mobile number, but then switch out the SIM card while I travel? Thanks.

[dbibbyma]

Seriously people. Been using this card for like 5 years. So cool. A must for the world travaler

[JamesThomas-hdme]

If I’m going to Utila Honduras and load my card with Limpira’s, go there and withdraw from an ATM the only fee I’ll be charged is from the bank for the use of the ATM? How much can I withdraw at once?

[totallyempty]

It’s nice to know that you can order a card delivery outside of your residential address. This makes it truly borderless😊. One small thing i wonder, I ordered my Wise card in 2022 and the durability of the card was not the best back then, after a few years the top plastic film started peeling off. I wonder if the new deep green card is a different plastic? Thank you

[TMob-xmey]

An ATM bandit topic. If I want to withdraw a certain amount of money from an ATM and the ATM dispenses less money than I requested(lack of banknotes or an ATM black hole). Who can I complain to and how? Is it possible to complain/suspend a withdrawal in the app?