Credit Card Fraud: Can You Go To Prison Over $20.00? (2022)

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Let’s break down Texas Credit Card Abuse Laws and what must be proven. Under Texas Penal Code Section 32.31, credit card or debit card abuse involves the use of a credit card or debit card that an individual
• Realizes it is not his or her own credit or debit account (and uses it without consent of the account holder)
• Steals with the intent to sell or use
• Steals the credit or debit account number of another person
• Receives goods or services with a stolen or illegally-obtained credit card
• Buys from another party, knowing it is stolen
• Sells to another party
• Induces the cardholder to buy products and services (even though the cardholder cannot pay for them)
• Possesses a card that doesn’t belong to him or her and intends to use it

Now, I asked earlier in this video – is it possible to run someone’s credit card for a $20 transaction and go to prison? Technically – YES! Credit/Debit Card Abuse is pretty serious – it is a SJF punishable by up to 2 years in a State Jail Prison or if the card belong to an elderly person it can carry up to a 10 year prison sentence.

According to Texas law, it isn’t necessary for the accused to use a stolen debit or credit card to face fraud charges. For instance, if an individual steals a credit card and the prosecution proves that he or she intended to use it, a conviction might be possible.
In addition, an individual doesn’t need to possess the physical credit or debit card to be arrested or charged with credit card abuse. Merely typing another person’s credit or debit card account number into a website page to complete a transaction online can lead to criminal charges if the account holder didn’t authorize you to do so.

The Hampton Law Firm is a full-service Criminal Defense Law Firm located in Fort Worth, Texas, that provides personalized care to every criminal client. Whether you are facing a minor misdemeanor crime or a serious felony crime, The Hampton Law Firm has a team of 4 former prosecutors with over 60 years of experience ready to assist you. Our goal is for you to stay out of jail and be able to clear this matter from your criminal record.

We are willing to assist you with any questions or issues you have regarding your search for a criminal lawyer.

FOR YOUR FREE EBOOK: WHAT TO DO IF YOU HAVE BEEN CHARGED WITH A CRIME IN TEXAS

0:00 Credit Card Fraud: Can You Go To Prison Over $20.00?
01:22 What is Texas debit/credit card abuse law?
02:39 Is it possible to go to prison over a $20.00 transaction?
03:06 What is the penalty of credit/debit card abuse?

[Cooling-effect]

What if a credit card customer itself uses the card, claims it as a fraud transaction. What will happen to that customer? Will the bank find out that customer used the card and falsely disputed? Can he/she go to jail?

[Codyfree_]

Can people get notified if their card has been used

[nicetysalmondjoy]

What if the person applying for credit cards in your name without your consent or knowledge is your spouse?

[binodyadav]

What if somebody uses with ur permission and not giving u the money

[norrisfit]

WhT if someone lies even though they said you can use it and it was 1500 dollars

[alfonsok]

I would like to ask you some questions about this can you give me an email to contact you?

[rewiredbyadhd]

What happens when your brother uses your card to pay for some things and doesn't tell you and you report the theft and the bank launches an investigation? Can I cancel that investigation so that no one gets hurt?🥹🙏🏻