Credit Card Fraud Is This Easy! (Why Your Cards Aren't Secure)

In this video I explain why credit cards are much less secure than you think.

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[Yaboikvk]

Hi fbi agent! This video is entertainment and not at all a guide for lawbreaking. Thanks for your understanding!

[ootachi]

"I don't condone doing that because it's morally wrong, BUT"

[markio]

2:50 You know the GPU shortage is bad when graphics cards are advertised alongside drugs on the deep web...

[turtleb]

Many people have 2fa enabled for really unimportant things like social media accounts. Why can't we have that for credit cards?

[SaltyNotSweat]

I rather get my CC info stolen than getting mugged,




because that way, I wouldn't have to interact with another human.

[jenaf]

When paying with a card in germany, its custom to never have the card leave the customers sight. And if they enter a pin its normal to look away.
The american custom of taking the card to the back just seems scary to me.

[lilythebluespheresfan]

Just a regular day on the pole tux, just phishing some fishy cards with my trustworthy rod!

[a.s]

My dad also was a victim of fraud, he used to always get bills on subscriptions, he thought that it was my brother, we found out later that it was not him.

[megadog_]

In 10+ years of using credit cards almost exclusively I have only had two instances of stolen CC info. One was a physical theft: junkie broke into my condo building and stole everyone’s mail the same day I happened to be getting a new card (she was caught and charged for it) Never did figure out where the second got leaked from but I caught it immediately. Every one of my CCs has an option to get texted when it’s charged to. I highly recommend doing this. It’s annoying when it happens but it’s still better than using a debit card and being out actual cash when it’s stolen until you get reimbursed which can sometimes take days. And the cashback and rewards for CC use make up for the rare cases of fraud.” IMO.

[osi]

Cardholders who are the victim of credit card fraud aren't liable for it and the banks write it off as an operation cost, which is part of why interest and other charges are high. Typically, Visa or the card provider ends up absorbing the cost, rather than the customer or issuer.

[sdsdsdssdsdxdd]

Strong customer authentication when making recurring subscriptions or purchases worth more than few tens of euros online became mandatory for banks in most parts of the EU this year. It is pretty much like 2fa but for card purchases. Different issuers have different (worse) implementations but it's something.

[michaeljohn]

Dont ever give your card to a waiter to go somewhere out of your site to charge the card, either pay cash at those kind of restraunts or dont go to those
Dont use your card at places that has a good chance for the employees or someone else that might get your card info one way or another
Dont use at gas pumps
Usually i noticed the real good grocery stores n places like Walmart are usually safe to use it

[boblee]

As always, the best way to defend against fraud is to keep accurate accounts and not to let your money leave your sight... Its funny how many things in CS are more dependent on human discipline and culture than machine design. You should do a video on how much computer and network design and implementation has been driven by human culture rather than any hardware or software limitations.

[FlyboyHelosim]

Never owned a credit card and never will, and I keep my debit card account separate from my main savings account and track every penny I spend. I'd know probably within a day or two if any illegal purchases had been made on my card.

[nonamespecified]

The best way to keep your money safe is to not have any

[MarieCrossbow]

When you have to buy a new set of dragon claws to fund your pvp addiction.

[Suidloc]

Only reason I got a credit card was so that I could pay American companies for shit because they do not seem to accept debit cards which is fucking stupid...

[batchampa]

It blows my mind that people in the US will hand their card to a waiter to take somewhere else to be used to pay. I would never hand someone my card to be taken out of my sight

[tontsar]

I would say the best payment option always depends on the circumstance. Cash, debit, crypto... all have their strengths and weaknesses.

[pyromen]

After seeing a bunch of videos of clever credit card skimmers, I have a habit of fuckin’ reefing on card readers before inserting my card. At this point, it’s become more of a fun habit than a security measure