9 Changes to Benefit from the Interest Rate Cuts (Debt, Savings, Investments, Cars…)

In this video, I’m breaking down 9 smart changes you can make to benefit from interest rate cuts. Whether you're looking to reduce debt, save smarter, or supercharge your investments, these actionable tips will help you capitalize on rate cuts and take advantage of new financial opportunities. We’ll cover strategies for homeowners, investors, and savers to show how Fed rate cuts, repo rate cuts, and changes in interest rates can transform your financial future.

From reducing your mortgage term to boosting your investments and even scoring better deals on loans, these interest rate cut strategies will help you optimize your financial plan. Make sure to stay until the end for insights that can improve your investments and help you build wealth long-term.

📌 Timestamps:
0:00 - How Interest Rate Cuts Affect You
0:30 - [1] Mortgage Freeze
1:46 - [2] Buy the Slide
2:47 - [3] Refinance Smarter
3:30 - [4] Emergency Fund Boost
4:05 - [5] Debt Avalanche Tactics
5:00 - [6] Adjustable-Rate Reset
5:22 - [7] Reassess Your Risk
6:34 - [8] Auto Loan Revamp
7:22 - [9] Real Estate Strategy
8:12 - Capitalize on the interest rate cut opportunities

Keywords:

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Disclaimer:
This video is for educational purposes only. I am not a financial advisor, and the strategies discussed should not be taken as professional financial advice. Please consult with a qualified financial advisor before making any changes to your personal financial plan based on interest rate changes or any other economic conditions.

[YvonneFreely]

Have you implemented any of these?

Let me know and leave any questions you may have here.

[buhlempahleni]

Please advise high yield accounts in SA

[tamaradyantyi]

thank you, i want to implement the mortgage freeze though. i just have a problem of SARS when comes to investment savings. the interest received should be about the SARS CAP.

[Sunshine]

Hello lady i have cancelled my funeral policy, please advise where can I save my 500.00 a month, with high-yield interest?

[kannie-co]

Thank you for the video. This is really helpful! Please advice on the high yield saving options in South Africa.

[Mokgatla_K]

I love listening to this lady...implenting yr tips in real life then jiki jiki more money month end

[tate.]

Video request, please, for HYSAs in SA and the requirements for opening an account. Thank you for the great content.

[percymashao]

Hi there. Can you pleaese provide the list of high yielding savings accounts ?

[tutoremporium]

This is really helpful! My mortgage and car loan came down slightly but I just realised I could lose what I gained if I don’t make changes to my savings, and I can get an even higher cut if I change banks 😅

[matshidisojonas]

What does it mean to refinance your loan or credit cards, does it mean to shorten the term of the contract or please advise

[jesuslovesyou]

Iv been using your budget tracker for this month, I'm shocked at how bad my spending is in some categories, thanks for giving it to us ❤

[chikojere]

Please give examples of HYSA found in Zambia.

[bloomingthoughts_]

Thanks for the useful info. New subbie. 😊