Can Someone Who Is Not On My Insurance Drive My Car?

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Picture this: You’ve just agreed to let someone borrow your car and as they drive away you wonder, “Can someone who is not on my insurance drive my car?” Most people just assume that it is ok, some overlook the possibility of anything bad happening, and others are just too afraid to ask. For the most part, yes, you can let someone who is not on your insurance drive your car. But there exists a more important question: is the person borrowing your car covered by insurance? While insurance policies vary, this question is usually answered by the section in your insurance policy that defines who an “insured person” is. In a policy without exclusions, an “insured person” will often include: you, a relative, or person using the insured automobile with your express or implied permission within the scope of your permission...

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I wouldn't "flippantly" loan my vehicle to any driver, insured or not.

claiborneeastjr
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Hi great video, In Florida, if I drive my daughters car and I am not in her policy, in case of an accident with no fault will her insurance pay for? What about a police on a stopping for any reason, without insurance, what happens? Thank you, appreciated

Nelhidal