Feeling guilty about spending money? Us too | Hush Podcast

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Have you ever purchased something only to feel absolutely guilty about it? Never mind that it’s only $10; you just feel that it could have been put to better use. Sometimes, after making a purchase, we experience buyer's remorse—feelings of regret or doubt about the decision. How can we navigate these emotions and make more informed choices?

In this episode, the girls and their guest, Tan Siew Lee, the Head of Group Wealth Management at OCBC, delve into the complexities of financial decision-making. They explore strategies to understand and improve our financial habits, addressing challenges like buyer's remorse, and seeking ways to wield our money more wisely. Additionally, in this episode, the girls and their guest investigates the subtle influences of advertising, peer pressure, and the pursuit of self-worth (and self-care?), which play a role in shaping our spending behaviours.

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Featuring:

About Hush Podcast:
At Hush, hosts & Radio DJs Germaine Tan, @HazelleTeo and Azura Goh, discuss relationships, health and wellness topics that may be taboo or just plain paiseh to talk about.

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i can’t believe the head of Group Wealth Management @ OCBC can be so cute 🤣♥️

HazelleTeo
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My colleagues (slightly older ladies) would ask me often, bbt after lunch not expensive meh? To me it's not cuz it gets me through the afternoon at work on days when I feel shitty, it's not everyday. My personal expenses monthly are also very low, since I don't do much of keeping up with the joneses. Most things sit in my cart for weeks or months...

Basically what Siew Lee mentions around the middle is the concept of liquidity (similar to cash flow), it's fundamental to financial markets and should be so for your personal finances too. Have the ability to access money as you need it, basically.

I got 'The Planner' but I don't see myself as one in the strict sense. I think it's because I do have knowledge about financial products (since I am immersed in the field in undergrad + I've been handling my own investments/trading despite working in another field), but there's not a strict plan per say, just that I decide on my allocation dynamically based on what I think is going to happen (i.e. positioning). I describe myself as a 'humji' also, though relatively speaking, I am not considered one, I am conservative but do take risky moves if I think there's a positive expectancy.

yukisnoww
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girl math is trying to justify each other's purchases hahahaha

intoxicatedwxxd
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Camera on wrong mode or someone forgot to grade, or something... black levels are way too high.

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