Don't Buy Kia and Hyundai! Insurance Companies Refusing Coverage

What models are affected?

2015-2021 Hyundai Accent (all body styles)
2015-2021 Hyundai Elantra (two-door and four-door)
2015-2021 Hyundai Kona
2015-2021 Hyundai Santa Fe
2015-2021 Hyundai Tucson
2015-2018 Hyundai Veloster
2015-2021 Kia Forte
2015-2021 Kia Optima
2015-2016 Kia Optima Hybrid
2015-2021 Kia Rio (all body styles)
2015-2021 Kia Sedona
2015-2016 Kia Sorento
2015-2021 Kia Soul
2015-2021 Kia Sportage

[julianzapata]

We have a 2020 Kia Soul. They just installed the software update. However, I keep seeing in social media a lot of posts in our area from Hyundai and Kia being stolen or people trying to break into the car and then leaving a mess, or reports of people finding their vehicles down the street, etc. One of the individuals affected said his insurance told him they will fix it but when it is time to renew the insurance they will not do it.

[stevefarris]

I am currently looking to buy a new SUV and liked the 2024 Telluride. Based on all these negative stories Kia is no longer on my list of possible auto's. i would suggest anyone thinking about buying one check with your current auto insurer to see what their coverage is and how much it will go up when you purchase a Kia or Hyundai. Nice looking car but why take the risk.

[aaron___]

Maybe they should punish the thieves instead of placing the blame on everything else. Many of these kids just get released. And they will catch these kids when they want to using the traffic cameras.
There are no consequences.

[theodoretoth]

Just went and test drive the telluride, I really liked it but now after seeing this … forget it ! I’ll go with the Mazda cx90 thanks

[jjsalazar]

Currently dealing with this and nobody wants to insure my car what can I do? It's a shame because the car has been nothing but reliable and I'm almost done paying it off.

[kennyify]

I have a 2018 kia soul. Was paying 250 per month with progressive. Got a quote from state farm for significantly less, but when i went to start the policy they wouldn't write it. Other companies that would write a policy would only do it for 400-500 per month just for basic coverage

[captainmarvelous]

This is crazy to me. How is the car company responsible for what thieves who break into the cars do? If a lockpicking lawyer video goes viral and people realize they can pick bike locks in 30 seconds will people start suing bike lock companies?

At the end of the day the ones to blame for the crime are the criminals.

[jdillon]

Many thanks for including the list of affected vehicles! Whew...my Kia safe.

[evaortega]

GEICO dropped me and my 4 car policy because we bought my daughter a used 2017 Elantra.

[LilDarlinHunny]

Just bought a Kia and my insurance of 11 years will not cover it with my usual full coverage. They only will do liability 😮 This is crazy! It’s not my fault there is theft of kia or any kind of car …. Why do I get punished for buying another Kia and can’t get full coverage!!!

[Jesse-cxsi]

My 27 yr old just bought a Kia and got it insured within an hour.

[thomasnelson]

This only refers to a key ignition and 2015 to 2019
If you have push button ignition the cars are fine because they come with the engine immobilizer
And they're still selling these cars like water
And yes they should hold tic tock responsible for all the thefts

[rcruzthomas]

Progressive refused coverage for our two Hyundai Elantra Limited models, even though they are both push button start. GEICO still offered coverage, but we've been with them for a bit. This is in Vegas. Never again will I buy a Hyundai / KIA.

[AlexDeChristian]

I will update depending on what the car dealer tells me next week, In the mean time, I have no car to drive.

[FransceneJK]

Progressive renewed my Kia policy. 🤷🏻‍♂️

[shawnivy]

I don't understand why no one is holding tick toc responsible for all of the irresponsible behavior that they promote. It's dangerous to say the least.

[sphong]

Easy solution, drive a stick. Kids can't steal them.

[formlessfriend]

My insurance rates have been constant last 2 years but when my Geico policy most recently renewed, it almost doubled the premium. I used another family Nissan suv Vin similar to my Santa Fe. Guess what. Priced same as past rates. Rate increase 100% bc of Hyundai. Time to sell. 1st the Theta 2 blown engine replaced warranty crap and now this. Time to trade in.

[AlexDeChristian]

I own a 2015 Kia optima lx I took it to the dealership a week ago and they fixed the software required for the car to have a kill switch which will prevent theft. however, after 3 days of driving the car my engine seized, and died while driving! I had To call triple AAA to get my car towed, luckily I had road side assistance, I called the dealership over the weekend and they said to call back on Tuesday after labor day to find out if my car qualifies for a free engine replacement, keeping fingers crossed!

[Ayaki]

My friend's old brother drives 2019 Hyundai Santa Fe. His car never theft.but engine catched fire on the freeway 3 months ago. He will buy Toyota or Lexus.