State Farm Drive Safe & Save Review.

[LG-bxwl]

I see a credit of $51. This is my second month using this. I’m happy.

[teresadick]

I received a $22 discount. When my 6 months renewed, it went up $2 despite my 95% good driving record. I spend more time worrying about trying to drive well for the app by constantly watching my speed that I’m not completely concentrating on what’s going on around me.

[Steve_in_NJ]

Thanks for the review -- I was paranoid about an Insurance company tracking me like "big brother" so after seeing both your review and the comments. I'm sold on NOT using this tracker!

[bernadettedra]

Thank you, I am going nuts trying to get it to work. A big pain. Ugh!

[lauracooyan]

Thanks! Just the info I was looking for

[ryan]

They've change the app and program quite a bit since you've uploaded this. Such as, you now have the option when setting the app up to not upload driving over cellular, and wait for wifi. They also now rate you 1-5 stars per trip and 1-100% overall. Speeding and cellphone usage apparently don't count towards discounts anymore either. So it seems they just use it towards counting mileage? Terms and conditions were long, what I gathered, they wont raise it due to poor driving, they just charge you the normal premium based off your other shared insurance score that's like a credit report and discount your drive safe and save from there based off 'better driving'.
I was skeptical too, I didn't get it at first, then my rate discounts went down by over $300 just for signing up. Then my driving score is normally at a 97% or a 98%, taking off $190 the 6 month premium.

[awn]

Man! I m glad that I got a little sense that I searched ovet the youtube about this item that I got it in mail... thanks bro for saving me ;)

[soumailadoumbia]

Thank you so much my concern was privacy but now with your information it double down decisions not to do. I never have unlimited for myself why for insurance company is not going to happen. God bless you man.

[masonmankean]

Thank you….because I was just about to connect my beacon I have two cars on my policy and don’t need my rates to get higher

[pinky]

Thanks for the review I will give it a try..once they grade me with a c or less I'm outie cuz I always drive speed limit, no harsh turns, etc.. will see but thanks for your review

[hdzez]

I just set mine up about a month ago, saved me $120 on my bill from the previous months. Similar report card stats, A's, B's and C's. Projected to save roughly the same amount next month too. I also drive carefully as well, not sure why yours would go up like that. Also I've never made a claim on any vehicle since I've been with State Farm 6 years now. Maybe that's why? Not sure. Works great for me though. Data usage is basically the same also. No significant rise at all. Sorry to hear about your experience, that sucks.

[warsurplus]

You can set the app to only report your trips to State Farm when you are on WiFi to save your data plan usage of your phone. The device is not collecting the data, the app is. The device is only a bluetooth beacon to identify when your phone is in your car. Your phone is doing all the sensing and reporting.

[rickmonserrat]

Great review on this GPS system you rock dude..👍👍👍👍

[kennylummus]

Thank you for answering the question that I have asked

[LordHPLovecraft]

That is only a beacon, it does absolutely nothing at all but tell your phone it is in the car.All the recording of information is done by the g-meter and location tracking in your phone.Also you can turn cellular transmission off and do a data dump once you are home or connected to the internet though Wi-fi.

[Lesrevesdhiver]

Based on other reviews and what not, it sounds like these things are hit or miss for saving money.
Plus if you are unlucky enough that your rates DO go up due to poor grading and you try to switch insurance, wouldn't you still have a high risk rating for the next company?

[jalanc]

I've been using this for a couple of years. At first, not much of a discount as my scores were in the lower B's and C's. I took that as an indication that my driving may need to improve, so that's what I did. Now they're in the A's and I'm seeing a $156 savings on my 6-month bill.
Weird how that works, huh?

[KPgoBills]

The Drive Safe and Save program is a great way to keep your kids safe and honest behind the wheel! #stoptextinganddriving

[mikelewis]

thanx for this video you helped me a lot!!

[DuttonWebb]

Thanks for reviewing this. I just got one. I'm going to try it out anyway, but I won't get my hopes up. Also, it does look like they added a wifi only in the settings.